2516 Rustic Oaks Dr, Lutz, FL 33559 Property Records

Hillsborough County property record for 2516 Rustic Oaks Dr, Lutz, FL 33559

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,668 sqft · built 1988
Lot Size0.499 acres (21,750 sqft)
OwnerOwner Name on Record
Last Sale$162,500 (Jul 2000)
Tax Bill$4,066 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN0329754116

Property Details

APN / Parcel Number

Primary APN0329754116
Alternative APN
  • U05271919E000000000080

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,668 sqft Heated Area
1st Floor Area2,380 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2006
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,750 sqft (0.499 acres)
Lot Dimensions150 ft deep x 145 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area420 sqft
PorchEnclosed Porch
Porch Area764 sqft
Patio Area493 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0329754116
Street Address2516 RUSTIC OAKS DR
CityLUTZ
StateFL
Zip33559-4003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-2
Legal DescriptionCOUNTRY OAKS LOT 8
Legal Range19E
Legal Township27S
Legal Section05
Legal SubdivisionCOUNTRY OAKS
Legal Lot Number8
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group1
Census Block1000
Census Tract11006

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address2516 RUSTIC OAKS DR, LUTZ, FL 33559-4003
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2000 · Amount on Record
Deed SaleJul 14, 2000 · Amount on Record
Deed Document Number1027600139
Deed Book / Page10276 / 00139
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2516 RUSTIC OAKS DR, LUTZ, FL 33559-4003
Document Number0261730108
Instrument DateOct 16, 2018
Transaction TypeMortgage
Record UpdatedNov 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2516 RUSTIC OAKS DR LUTZ FL 335594003, LUTZ, FL 33559-4003

Mortgage

Document Number0261730108
DateOct 30, 2018
Book Page026173/000108
Instrument440089
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 29, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,066.00 (+13.35%) Homeowner's exemption$226,195 (+5.99%)$409,723 (+16.95%) Land $88,740 Building $320,983
2023$3,587.00 (+4.15%) Homeowner's exemption$213,417 (+3%)$350,337 (-1.6%) Land $66,555 Building $283,782
2022$3,444.00 Homeowner's exemption$207,201$356,051 Land $44,370 Building $311,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation64.6 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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