2508 Rustic Oaks Dr, Lutz, FL 33559 Property Records

Hillsborough County property record for 2508 Rustic Oaks Dr, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,296 sqft · built 1980
Lot Size	0.826 acres (35,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Feb 2024)
Tax Bill	$7,467 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032975-4108`

Property Details

APN / Parcel Number

Primary APN	`032975-4108`
Alternative APN	`U05271919E000000000040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,776 sqft Living Area
Gross Area	3,698 sqft
1st Floor Area	2,776 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,987 sqft (0.826 acres)
Lot Dimensions	235 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Screened Porch
Porch Area	442 sqft
Deck Area	270 sqft
Patio Area	280 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0329754108
Street Address	2508 RUSTIC OAKS DR
City	LUTZ
State	FL
Zip	33559-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-2
Legal Description	COUNTRY OAKS LOT 4
Legal Range	19E
Legal Township	27S
Legal Section	05
Legal Subdivision	COUNTRY OAKS
Legal Tract	19E
Legal Lot Number	4
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1000
Census Tract	11006

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2508 RUSTIC OAKS DR, LUTZ, FL 33559-4003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Apr 8, 2017 · Amount on Record
Deed Document Number	202449874
Prior Transfer Date	Mar 23, 2017
Prior Transfer Doc	0000134716
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 5, 2024
Property Address	2508 RUSTIC OAKS DR, LUTZ, FL 33559-4003
Document Number	0000049874
Map Reference	MB 49 PG 56
Instrument Date	Feb 2, 2024
Instrument	2024049874
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2508 RUSTIC OAKS DR, LUTZ, FL 33559-4003

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2602 FIDDLESTICK CIR, LUTZ, FL 33559-3783

Mortgage

Document Number	0000049875
Date	Feb 5, 2024
Instrument	2024049875

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,797 (+2.7%)	$473,248 (+1.01%) Land $130,866 Building $342,382
2025	$7,467.00 (+164.04%) Homeowner's exemption	$408,760 (+144.42%)	$468,512 (+17.61%) Land $116,325 Building $352,187
2023	$2,828.00 (+6.36%) Homeowner's exemption	$167,239 (+3%)	$398,372 (+1.98%) Land $87,244 Building $311,128
2022	$2,659.00 Homeowner's exemption	$162,368	$390,635 Land $58,162 Building $332,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20