Hillsborough County property record for 2512 Rustic Oaks Dr, Lutz, FL 33559
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,519 sqft · built 1995 |
| Lot Size | 0.775 acres (33,758 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Sep 2025) |
| Tax Bill | $5,945 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 032975-4112 |
| Primary APN | 032975-4112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,519 sqft Living Area |
| Gross Area | 3,668 sqft |
| 1st Floor Area | 741 sqft |
| 2nd Floor Area | 1,698 sqft |
| Upper Floors Area | 80 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 33,758 sqft (0.775 acres) |
| Lot Dimensions | 200 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 264 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 540 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0329754112 |
|---|---|
| Street Address | 2512 RUSTIC OAKS DR |
| City | LUTZ |
| State | FL |
| Zip | 33559-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-2 |
| Legal Description | COUNTRY OAKS LOT 6 |
| Legal Range | 19E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | COUNTRY OAKS |
| Legal Tract | 19E |
| Legal Lot Number | 6 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11006 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2512 RUSTIC OAKS DR, LUTZ, FL 33559-4003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | Jun 7, 2017 · Amount on Record |
| Deed Document Number | 2025401695 |
| Prior Transfer Date | Dec 3, 2015 |
| Prior Transfer Doc | 0000467744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 16, 2025 |
| Property Address | 2512 RUSTIC OAKS DR, LUTZ, FL 33559-4003 |
| Document Number | 0000401695 |
| Map Reference | MB 49 PG 56-1&56-2 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025401695 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Title Company | UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,305.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 630 ART CENTER AVE, NEW SMYRNA BEACH, FL 32168-5513 |
| Name | Verified Name |
|---|---|
| Address | 2512 RUSTIC OAKS DR, LUTZ, FL 33559-4003 |
| Document Number | 0000401696 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025401696 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 7, 2017 |
| Property Address | 2512 RUSTIC OAKS DR, LUTZ, FL 33559-4003 |
| Document Number | 0000224309 |
| Book / Page | 25002 / 0285 |
| Map Reference | MB49 PG56-1-56-2 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 2017224309 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | MASTERPIECE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23110 STATE ROAD 54, 23110, LUTZ, FL 33549-6933 |
| Name | Verified Name |
|---|---|
| Address | 2512 RUSTIC OAKS DR, LUTZ, FL 33559-4003 |
| Document Number | 0000224310 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 2017224310 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,386 (+41.33%) Land $124,740 Building $338,646 | $463,386 (+1.71%) Land $124,740 Building $338,646 | |
| 2025 | $5,945.00 (+9.28%) Homeowner's exemption | $327,869 (+2.9%) | $455,575 (-0.83%) Land $110,880 Building $344,695 |
| 2024 | $5,440.00 (+3.56%) Homeowner's exemption | $318,629 (+3%) | $459,376 (+20.71%) Land $110,880 Building $348,496 |
| 2023 | $5,253.00 (+4.41%) Homeowner's exemption | $309,349 (+3%) | $380,558 (-11.9%) Land $83,160 Building $297,398 |
| 2022 | $5,031.00 Homeowner's exemption | $300,339 | $431,960 Land $55,440 Building $376,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 64.6 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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