2350 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2350 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,967 sqft · built 1998
Lot Size0.164 acres (7,170 sqft)
OwnerOwner Name on Record
Last Sale$150,141 (Nov 1998)
Tax Bill$1,759 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN309-11-391

Property Details

APN / Parcel Number

Primary APN309-11-391

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,967 sqft Living Area
1st Floor Area1,967 sqft

Exterior

Year BuiltBuilt 1998
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,170 sqft (0.164 acres)
Parking Spaces2 Parking Spaces
Pool Area398 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2350 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-2775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionFINLEY FARMS SOUTH PARCEL 13 MCR 404-11
Legal Range06E
Legal Township01S
Legal Section16
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionFINLEY FARMS SOUTH PARCEL 13
Legal Lot Number13
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3013
Census Tract422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address2350 E SARATOGA ST, GILBERT, AZ 85296-2775
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 1, 2020Deed of Trust, Mortgage · VA Mortgage
MORIA DEVELOPMENT INC

Assessor's Deed Record

Last SaleNov 18, 1998 · Amount on Record
Deed SaleNov 18, 1998 · Amount on Record
Prior SaleNov 18, 1998
Deed Document Number19981040441
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2350 E SARATOGA ST, GILBERT, AZ 85296-2775
Transaction TypeMortgage
Record UpdatedJan 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2350 E SARATOGA ST, GILBERT, AZ 85296-2775

Mortgage

Document Number0000046610
DateJan 14, 2022
Instrument20220046610
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2350 E SARATOGA ST, GILBERT, AZ 85296-2775
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000586849
DateJul 1, 2020
Instrument20200586849
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,030 (-1.9%)$450,300 (-1.9%) Land $90,000 Building $360,300
2025$1,759.00 (+2.15%)
2024$45,900$459,000 Land $91,800 Building $367,200
2023$1,722.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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