2514 Vineyard Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 2514 Vineyard Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,741 sqft · built 2002
Lot Size	0.258 acres (11,282 sqft)
Owner	Individual Name on Record
Tax Bill	$9,565 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-21-42300-000-2514`

Property Details

APN / Parcel Number

Primary APN	`24-2S-21-42300-000-2514`
Alternative APN	`1044877`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,741 sqft Living Area
Gross Area	3,898 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	11,282 sqft (0.258 acres)
Lot Dimensions	17.6 ft deep x 6 ft wide
Garage Type	Finished
Garage Area	576 sqft
Porch	Porch
Porch Area	581 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1044877
Street Address	2514 VINEYARD LN
City	MIRAMAR BEACH
State	FL
Zip	32550-5806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2514 VINEYARD AT RAVEN OAKS PH I PB 15-6 OR 2401-411 OR 2914-675 OR 2952-562 OR 3108-387 OR 3136-2584
Legal Range	21W
Legal Township	02S
Legal Section	24
Legal Subdivision	VINEYARD AT RAVEN OAKS PH I
Legal Phase	1
Legal Lot Number	2514
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12965 CARRIER LN, DEXTER, MO 63841-9158
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MISSOURI STATE BANK OF CAPE COUNTY
Mar 13, 2020	Correction Deed SETCO SERVICES LLC, SETCO SVCS LLC
Aug 7, 2019	Deed of Trust, Mortgage FIRST MO BK/SEMO
Jun 11, 2019	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020
Deed Sale	Mar 2, 2020
Prior Sale	Jun 12, 2014 · Amount on Record
Deed Document Number	0031362584
Deed Book / Page	3108 / 0387
Prior Transfer Date	Jun 11, 2019
Prior Transfer Doc	20190019066
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2514 VINEYARD LN, MIRAMAR BEACH, FL 32550-5806
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14412 SPYGLASS PT, DEXTER, MO 63841-8334

Mortgage

Document Number	0031933310
Date	Apr 20, 2021
Book Page	3193/3310
Instrument	20210019101

Lender

Name	FIRST MISSOURI STATE BANK OF CAPE COUNTY
Type	Bank
Address	CAPE GIRARDEAU, MO 63703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Mar 13, 2020
Property Address	2514 VINEYARD LN, MIRAMAR BEACH, FL 32550-5806
Document Number	0031362584
Book / Page	003136 / 002584
Instrument Date	Mar 2, 2020
Instrument	9409
Record Updated	May 22, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12965 CARRIER LN DEXTER MO 638419158, DEXTER, MO 63841-9158

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2514 VINEYARD LN, MIRAMAR BEACH, FL 32550-5806
Document Number	0031150347
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14412 SPYGLASS PT DEXTER MO 638418334, DEXTER, MO 63841-8334

Mortgage

Document Number	0031150347
Date	Aug 16, 2019
Book Page	003115/000347
Instrument	28089

Lender

Name	FIRST MO BK/SEMO
Address	DEXTER, MO 63841

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2029

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 11, 2019
Property Address	2514 VINEYARD LN, MIRAMAR BEACH, FL 32550-5806
Document Number	0031080387
Book / Page	003108 / 000387
Instrument Date	Jun 7, 2019
Instrument	19066
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$5,670.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12965 CARRIER LN DEXTER MO 638419158, DEXTER, MO 63841-9158

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,144,702 (-2.01%) Land $175,734 Building $968,968	$1,144,702 (-2.01%) Land $175,734 Building $968,968
2024	$9,565.00 (+4.59%)
2023	$9,145.00 (+16.04%)	$1,168,222 (+26.6%) Land $175,734 Building $992,488	$1,168,222 (+26.6%) Land $175,734 Building $992,488
2022	$7,881.00	$922,731 Land $195,064 Building $727,667	$922,731 Land $195,064 Building $727,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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