2513 Vineyard Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 2513 Vineyard Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,231 sqft · built 2002
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$1,675,000 (Aug 2022)
Tax Bill	$11,937 (2024)
Deeds & Mortgages	Aug 2022 Sale Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-21-42300-000-2513`

Property Details

APN / Parcel Number

Primary APN	`24-2S-21-42300-000-2513`
Alternative APN	`1044876`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,231 sqft Living Area
Gross Area	4,175 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	19.9 ft deep x 6 ft wide
Garage Type	Finished
Garage Area	528 sqft
Porch	Porch
Porch Area	416 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1044876
Street Address	2513 VINEYARD LN
City	MIRAMAR BEACH
State	FL
Zip	32550-5806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2513 VINEYARDS OF RAVEN OAKS PH I PB 15-6 OR 2400-266 OR 221-366 OR 2938-4718 OR 3065-4099 OR 3201-2705 OR 3262-522
Legal Range	21W
Legal Township	02S
Legal Section	24
Legal Subdivision	VINEYARD AT RAVEN OAKS PH I
Legal Phase	1
Legal Lot Number	2513
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

2513 Vineyard Ln is owned by an individual who bought it in August 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6521 DRYDEN DR, MCLEAN, VA 22101-4627
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 20, 2018	Warranty Deed, Transfer · ARM REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	20220035452
Deed Book / Page	3262 / 522
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 2, 2022
Property Address	2513 VINEYARD LN, MIRAMAR BEACH, FL 32550-5806
Document Number	0032620522
Book / Page	3262 / 522
Map Reference	MB 15 PG 6
Instrument Date	Jul 29, 2022
Instrument	20220035452
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Tax	$11,725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2513 VINEYARD LN, 2513, MIRAMAR BEACH, FL 32550-5806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6521 DRYDEN DR, MC LEAN, VA 22101-4627

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 7, 2021
Property Address	2513 VINEYARD LN, MIRAMAR BEACH, FL 32550-5806
Document Number	0032012705
Book / Page	3201 / 2705
Map Reference	MB 15 PG 6&6A
Instrument Date	Jun 4, 2021
Instrument	20210028603
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5324 GREYSTONE WAY, 5324, HOOVER, AL 35242-7217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2513 VINEYARD LN, MIRAMAR BEACH, FL 32550-5806

Mortgage

Document Number	32012707
Date	Jun 7, 2021
Instrument	3201/2707

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	317 Months
Due	Nov 26, 2047

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 20, 2018
Property Address	2513 VINEYARD LN, MIRAMAR BEACH, FL 32550-5806
Document Number	0030654099
Book / Page	3065 / 4099
Map Reference	MB15 PG6&6A
Instrument Date	Feb 16, 2018
Instrument	2018000005439
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1513 ISLAND GREEN DR, 1513, MIRAMAR BEACH, FL 32550-5878

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 GREYSTONE WAY, HOOVER, AL 35242-7217

Mortgage

Document Number	2018000005440
Date	Feb 20, 2018
Instrument	2018000005440

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,293,875 Land $175,734 Building $1,118,141	$1,293,875 Land $175,734 Building $1,118,141
2024	$11,937.00 (-0.47%)
2023	$11,993.00 (+25.06%)	$1,319,940 (+27.55%) Land $175,734 Building $1,144,206	$1,319,940 (+27.55%) Land $175,734 Building $1,144,206
2022	$9,590.00	$1,034,847 Land $195,064 Building $839,783	$1,034,847 Land $195,064 Building $839,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2513 Vineyard Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2513 Vineyard Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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