2514 Black Oak Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 2514 Black Oak Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,309 sqft · built 2006
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Nov 2021)
Tax Bill	$7,317 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-030-008-000`

Property Details

APN / Parcel Number

Primary APN	`028-030-008-000`
Alternative APN	`028-030-008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,309 sqft Living Area
1st Floor Area	2,309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Lot Area	14,810 sqft (0.34 acres)
Garage Area	543 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	2514 BLACK OAK DR
City	ARNOLD
State	CA
Zip	95223-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MEADOWMONT SUB 12 LOT 63
Legal Subdivision	MEADOWMONT SUB
Legal Lot Number	63
Legal Unit	12
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1035
Census Tract	501

Owner

2514 Black Oak Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Calaveras County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 ANNISTON DR, LEXINGTON, KY 40505-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Nov 29, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Jun 2, 2004 · Amount on File
Deed Document Number	202119956
Prior Transfer Date	Sep 8, 2006
Prior Transfer Doc	0000001101
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2514 BLACK OAK DR, ARNOLD, CA 95223-9624
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 BLACK OAK DR, ARNOLD, CA 95223-9624

Mortgage

Document Number	0000000191
Date	Jan 9, 2023
Instrument	2023-000191

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	4.49%
Max Rate At Change	8.49%
Index	Prime Rate
Margin	1
Max Rate	12.4%

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Nov 29, 2021
Property Address	2514 BLACK OAK DR, ARNOLD, CA 95223-9624
Document Number	0000019956
Map Reference	MB 2 PG 89
Instrument Date	Nov 19, 2021
Instrument	2021-019956
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1219 E BARHAM DR SPC 90, 90, SAN MARCOS, CA 92078-4555

Mortgage

Document Number	0000019957
Date	Nov 29, 2021
Instrument	2021-019957

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2514 Black Oak Dr was $7,317 with a homeowner's exemption.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,457 (+2%) Land $32,472 Building $616,985
2025	$7,317.00 Homeowner's exemption	$636,724 Land $31,836 Building $604,888
2023	$7,103.00 (+124.49%) Homeowner's exemption	$612,000 Land $30,600 Building $581,400
2022	$3,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2514 Black Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2514 Black Oak Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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