Sherburne County property record for 1961 13th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,900 (Dec 2018) |
| Tax Bill | $4,614 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Oct 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-455-0115 |
| Primary APN | 85-455-0115 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,939 sqft (0.32 acres) |
|---|
| Account Number | 43518 |
|---|---|
| Street Address | 1961 13TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, BLK 1 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 12 |
| Legal Subdivision | KILBIRNIE WOODS |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 31500 |
1961 13th Ave SE is owned and occupied by two individuals who bought it in December 2018.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1961 13TH AVE SE, SAINT CLOUD, MN 56304-2247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit BREMER BANK NA |
| Oct 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK |
| Dec 31, 2018 | Warranty Deed, Subdivision Related Transfer CUSTOM TITLE |
| Jun 5, 2018 | Grant Deed, Transfer CUSTOM HOME BUILDERS TITLE |
| May 31, 2018 | Deed of Trust, Mortgage · Line of Credit FINANCE FOR LLC |
| Jun 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage FINANCE FOR LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2018 · Amount on File |
| Deed Sale | Dec 31, 2018 · Amount on File |
| Prior Sale | May 31, 2018 · Amount on File |
| Deed Document Number | 2018866699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1961 13TH AVE SE, SAINT CLOUD, MN 56304-2247 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1961 13TH AVE SE, SAINT CLOUD, MN 56304-2247 |
| Document Number | 0000960966 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 960966 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 25, 2021 |
| Property Address | 1961 13TH AVE SE, SAINT CLOUD, MN 56304-2247 |
| Document Number | 0000930603 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 930603 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | SHERBURNE CO ABSTRACT & TITL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,082.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1961 13TH AVE SE, SAINT CLOUD, MN 56304-2247 |
| Document Number | 0000930604 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 930604 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Dec 31, 2018 |
| Property Address | 1961 13TH AVE SE, SAINT CLOUD, MN 56304-2247 |
| Document Number | 0000866699 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 866699 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | CUSTOM TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $791.67 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16331 ROYAL RD, RAMSEY, MN 55303-8027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 5, 2018 |
| Property Address | 1961 13TH AVE SE, SAINT CLOUD, MN 56304-2247 |
| Document Number | 0000856970 |
| Instrument Date | May 31, 2018 |
| Instrument | 856970 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | CUSTOM HOME BUILDERS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $544.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10713 JERSEY CT N BROOKLYN PARK MN 554452300, BROOKLYN PARK, MN 55445-2300 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1961 13TH AVE SE, SAINT CLOUD, MN 56304-2247 |
| Document Number | 0000856972 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | CUSTOM HOME BUILDERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3600 SHADY OAK RD MINNETONKA MN 553054219, MINNETONKA, MN 55305-4219 |
| Document Number | 0000856972 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 856972 |
| Name | FINANCE FOR LLC |
|---|---|
| Type | Bank |
| Address | MINNETONKA, MN 55305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 4, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 5, 2018 |
| Property Address | 1961 13TH AVE SE, SAINT CLOUD, MN 56304-2247 |
| Document Number | 0000856971 |
| Instrument Date | May 31, 2018 |
| Instrument | 856971 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | CUSTOM HOME BUILDERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10713 JERSEY CT N BROOKLYN PARK MN 554452300, BROOKLYN PARK, MN 55445-2300 |
| Investor | Possibly a Property Investor |
| Document Number | 856973 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 856973 |
| Name | FINANCE FOR LLC |
|---|---|
| Type | Bank |
| Address | MINNETONKA, MN 55305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1961 13th Ave SE was $4,614 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,200 (-) Land $45,000 Building $285,200 | $330,200 (-) Land $45,000 Building $285,200 | |
| 2025 | $4,614.00 | $330,200 Land $45,000 Building $285,200 | $330,200 Land $45,000 Building $285,200 |
| 2023 | $3,788.00 | $330,200 Land $50,000 Building $280,200 | |
| 2021 | $330,200 Land $50,000 Building $280,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1961 13th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1961 13th Ave SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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