2512 E Whisper Trl, Sioux Falls, SD 57108 Property Records

Lincoln County property record for 2512 E Whisper Trl, Sioux Falls, SD 57108

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba
Lot Size	0.217 acres (9,474 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,233 (2025)
Deeds & Mortgages	Sep 2013 Mortgage Sep 2013 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281.67.09.004`

Property Details

APN / Parcel Number

Primary APN	`281.67.09.004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths

Exterior

Lot Area	9,474 sqft (0.217 acres)
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Location & Zoning

Street Address	2512 E WHISPER TRL
City	SIOUX FALLS
State	SD
Zip	57108-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPALI
Legal Description	LOT 4 BLOCK 9 WHISPER RIDGE ADD CITY OF SIOUX FALLS
Legal Range	50
Legal Township	100
Legal Section	12
Legal Subdivision	WHISPER RIDGE ADD
Legal Block	9
Legal Lot Number	4
Jurisdiction	LINCOLN SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3014
Census Tract	10112

Owner

Source: Lincoln County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2512 E WHISPER TRL, SIOUX FALLS, SD 57108-4913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2013	Deed of Trust, Mortgage WELLS FARGO BANK NA
Sep 13, 2013	Warranty Deed, Transfer LINCOLN COUNTY TITLE COMPANY
Sep 13, 2013	Warranty Deed, Transfer LINCOLN COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN SD
Property Address	2512 E WHISPER TRL, SIOUX FALLS, SD 57108-4913
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	LINN COUNTY TITLE, LINCOLN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00161/8343
Date	Sep 13, 2013
Book Page	161/8343
Instrument	382059

Lender

Name	WELLS FARGO BANK NA
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2043

September 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN SD
Recording Date	Sep 13, 2013
Property Address	2512 E WHISPER TRL, SIOUX FALLS, SD 57108-4913
Document Number	00119/2189
Book / Page	119 / 2189
Instrument Date	Sep 11, 2013
Instrument	382055
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	LINCOLN COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5024 S BUR OAK PL STE 113B, 113B, SIOUX FALLS, SD 57108-2237
Investor	Possibly a Property Investor

September 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN SD
Recording Date	Sep 13, 2013
Property Address	2512 E WHISPER TRL, SIOUX FALLS, SD 57108-4913
Document Number	00119/2190
Book / Page	119 / 2190
Instrument Date	Sep 11, 2013
Instrument	382057
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	LINCOLN COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2512 E WHISPER TRL, SIOUX FALLS, SD 57108-4913

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Lincoln County
Municipality	Sioux Falls City
Unified School District	Harrisburg School District 41-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,233.00 (-17.41%)	$454,700 (+0.83%) Land $75,539 Building $379,161
2024		$450,946 (+2.69%) Land $75,539 Building $375,407	$450,946
2023	$7,547.00	$439,133 (+22.41%) Land $75,539 Building $363,594
2022	$7,547.00	$358,740 Land $68,629 Building $290,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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