2505 E Whisper Trl, Sioux Falls, SD 57108 Property Records

Lincoln County property record for 2505 E Whisper Trl, Sioux Falls, SD 57108

Property Summary

Property Type	Single Family Home
Details	3 ba
Lot Size	0.239 acres (10,446 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,318 (2025)
Deeds & Mortgages	Oct 2012 Mortgage Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281.67.07.005`

Property Details

APN / Parcel Number

Primary APN	`281.67.07.005`

Interior

Full Baths	3 Baths

Exterior

Lot Area	10,446 sqft (0.239 acres)
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Location & Zoning

Street Address	2505 E WHISPER TRL
City	SIOUX FALLS
State	SD
Zip	57108-4889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPALI
Legal Description	LOT 5 BLOCK 7 WHISPER RIDGE ADD CITY OF SIOUX FALLS
Legal Range	50
Legal Township	100
Legal Section	12
Legal Subdivision	WHISPER RIDGE ADD
Legal Block	7
Legal Lot Number	5
Jurisdiction	LINCOLN SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3008
Census Tract	10112

Owner

Source: Lincoln County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2505 E WHISPER TRL, SIOUX FALLS, SD 57108-4889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2012	Deed of Trust, Mortgage GREAT WESTERN BANK
	Deed of Trust, Mortgage
May 14, 2013	Deed of Trust, Mortgage GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN SD
Property Address	2505 E WHISPER TRL, SIOUX FALLS, SD 57108-4889
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00159/9501
Date	Oct 22, 2012
Book Page	159/9501
Instrument	366526

Lender

Name	GREAT WESTERN BANK
Address	200 E 10TH ST STE 100, SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN SD
Property Address	2505 E WHISPER TRL, SIOUX FALLS, SD 57108-4889
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 E WHISPER TRL, SIOUX FALLS, SD 57108-4889

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN SD
Property Address	2505 E WHISPER TRL, SIOUX FALLS, SD 57108-4889
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00161/4517
Date	May 14, 2013
Book Page	161/4517
Instrument	376402

Lender

Name	GREAT WESTERN BANK
Address	200 E 10TH ST STE 100, SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Lincoln County
Municipality	Sioux Falls City
Unified School District	Harrisburg School District 41-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,318.00 (-16.7%)	$455,589 (+0.93%) Land $66,250 Building $389,339
2024		$451,402 (+3.26%) Land $66,250 Building $385,152	$451,402
2023	$7,585.00	$437,154 (+12.72%) Land $66,250 Building $370,904
2022	$7,585.00	$387,816 Land $60,180 Building $327,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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