Lincoln County property record for 2504 E Whisper Trl, Sioux Falls, SD 57108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba |
| Lot Size | 0.214 acres (9,339 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,577 (2025) |
| Deeds & Mortgages | Oct 2012 Mortgage Oct 2013 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281.67.09.002 |
| Primary APN | 281.67.09.002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Lot Area | 9,339 sqft (0.214 acres) |
|---|---|
| Garage Area | 837 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Street Address | 2504 E WHISPER TRL |
|---|---|
| City | SIOUX FALLS |
| State | SD |
| Zip | 57108-4913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 9 WHISPER RIDGE ADD CITY OF SIOUX FALLS |
| Legal Range | 50 |
| Legal Township | 100 |
| Legal Section | 12 |
| Legal Subdivision | WHISPER RIDGE ADD |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | LINCOLN SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10112 |
Source: Lincoln County records · APN 281.67.09.002
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2504 E WHISPER TRL, SIOUX FALLS, SD 57108-4913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2012 | Deed of Trust, Mortgage LIBERTY NATIONAL BANK |
| Oct 21, 2013 | Deed of Trust, Mortgage THE FIRST NATIONAL BANK IN SIOUX FALLS |
| Mar 07, 2014 | Deed of Trust, Mortgage THE FIRST NATIONAL BANK IN SIOUX FALLS |
| Oct 21, 2013 | Warranty Deed, Transfer LINN COUNTY TITLE, LINCOLN COUNTY TITLE |
| Oct 16, 2012 | Warranty Deed, Transfer LINCOLN COUNTY TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN SD |
| Property Address | 2504 E WHISPER TRL, SIOUX FALLS, SD 57108-4913 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00159/9335 |
|---|---|
| Date | Oct 16, 2012 |
| Book Page | 159/9335 |
| Instrument | 366131 |
| Name | LIBERTY NATIONAL BANK |
|---|---|
| Address | 133 S MAIN AVE, SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN SD |
| Property Address | 2504 E WHISPER TRL, SIOUX FALLS, SD 57108-4913 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Title Company | LINN COUNTY TITLE, LINCOLN COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 00161/9240 |
|---|---|
| Date | Oct 21, 2013 |
| Book Page | 161/9240 |
| Instrument | 383403 |
| Name | THE FIRST NATIONAL BANK IN SIOUX FALLS |
|---|---|
| Address | 401 W 57TH ST, SIOUX FALLS, SD 57108 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN SD |
| Property Address | 2504 E WHISPER TRL, SIOUX FALLS, SD 57108-4913 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2504 E WHISPER TRL, SIOUX FALLS, SD 57108-4913 |
| Document Number | 00163/1173 |
|---|---|
| Date | Mar 07, 2014 |
| Book Page | 163/1173 |
| Instrument | 387621 |
| Name | THE FIRST NATIONAL BANK IN SIOUX FALLS |
|---|---|
| Address | SIOUX FALLS, SD 57117 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN SD |
| Recording Date | Oct 21, 2013 |
| Property Address | 2504 E WHISPER TRL, SIOUX FALLS, SD 57108-4913 |
| Document Number | 00119/2465 |
| Book / Page | 119 / 2465 |
| Instrument Date | Oct 18, 2013 |
| Instrument | 383402 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2026 |
| Title Company | LINN COUNTY TITLE, LINCOLN COUNTY TITLE |
| Tax | $360.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2504 E WHISPER TRL, SIOUX FALLS, SD 57108-4913 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN SD |
| Recording Date | Oct 16, 2012 |
| Property Address | 2504 E WHISPER TRL, SIOUX FALLS, SD 57108-4913 |
| Document Number | 00118/2221 |
| Book / Page | 118 / 2221 |
| Instrument Date | Oct 12, 2012 |
| Instrument | 366130 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2026 |
| Title Company | LINCOLN COUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5024 S BUR OAK PL STE 113B, 113B, SIOUX FALLS, SD 57108-2237 |
| Investor | Possibly a Property Investor |
Source: Lincoln County records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lincoln County |
| Municipality | Sioux Falls City |
| Unified School District | Harrisburg School District 41-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,577.00 (-17.66%) | $481,010 (+0.84%) Land $74,429 Building $406,581 | |
| 2024 | $476,984 (+2.4%) Land $74,429 Building $402,555 | $476,984 | |
| 2023 | $7,988.00 | $465,807 (+22.1%) Land $74,429 Building $391,378 | |
| 2022 | $7,988.00 | $381,485 Land $67,621 Building $313,864 |
Source: FEMA National Flood Hazard Layer, Lincoln County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460830101123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 614 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clarity Telecom Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Midcontinent Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SIOUX FALLS serves 216,462 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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