2512 E 40 N, Saint George, UT 84790 Property Records

Washington County property record for 2512 E 40 N, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,265 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,200 (Oct 2019)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SG-CLOV-3`

Property Details

APN / Parcel Number

Primary APN	`SG-CLOV-3`
Alternative APN	`0653090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,265 sqft Living Area
Gross Area	1,349 sqft
1st Floor Area	1,265 sqft
Attic	Attic
Attic Area	882 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Covered Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0653090
Street Address	2512 E 40 N
City	SAINT GEORGE
State	UT
Zip	84790-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	SUBDIVISION: CLOVERLAND (SG) LOT: 3
Legal Subdivision	CLOVERLAND
Legal Lot Number	3
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1019
Census Tract	271101

Owner

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2512 E 40 N, SAINT GEORGE, UT 84790-2534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 4, 2019	Warranty Deed, Transfer · FHA Mortgage SUN AMERICA MORTGAGE CORP
Apr 10, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2017	Intrafamily Transfer, Transfer INWEST TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2019 · Amount on Record
Deed Sale	Oct 14, 2019 · Amount on Record
Prior Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	201941033
Prior Transfer Date	Apr 4, 2017
Prior Transfer Doc	0000014513
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Recording Date	May 6, 2026
Property Address	2512 E 40 N, SAINT GEORGE, UT 84790-2534
Document Number	0000017777
Instrument Date	Apr 30, 2026
Instrument	202617777
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2512 E 40 N, SAINT GEORGE, UT 84790-2534

Mortgage

Document Number	0000017777,
Date	May 6, 2026
Instrument	202617777

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2512 E 40 N, SAINT GEORGE, UT 84790-2534
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035561
Date	May 18, 2021
Instrument	20210035561

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Oct 4, 2019
Property Address	2512 E 40 N, SAINT GEORGE, UT 84790-2534
Document Number	0000041033
Instrument Date	Oct 4, 2019
Instrument	20190041033
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SOUTHERN UTAH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2512 E 40 N, SAINT GEORGE, UT 84790-2534

Mortgage

Document Number	0000041037
Date	Oct 4, 2019
Instrument	20190041037

Lender

Name	SUN AMERICA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON UT
Recording Date	Apr 10, 2017
Property Address	2512 E 40 N, SAINT GEORGE, UT 84790-2534
Document Number	0000014515
Instrument Date	Apr 4, 2017
Instrument	14515
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2512 E 40 N ST GEORGE UT 847902534, ST GEORGE, UT 84790-2534

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Apr 10, 2017
Property Address	2512 E 40 N, SAINT GEORGE, UT 84790-2534
Document Number	0000014513
Instrument Date	Apr 4, 2017
Instrument	20170014513
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INWEST TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 E 40 N, SAINT GEORGE, UT 84790-2534

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,555 (-3.82%) Land $74,250 Building $140,305	$390,100 (-3.82%) Land $135,000 Building $255,100
2025	$1,469.00 (+1.8%)	$223,080 (-0.22%) Land $74,250 Building $148,830	$405,600 (-0.22%) Land $135,000 Building $270,600
2024	$1,443.00 (-3.54%)
2023	$1,496.00	$223,575	$406,500 Land $95,000 Building $311,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless · Fiber in parts of the area	200 / 40
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: CenturyLink, SC Broadband.

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