2436 E 40 N, Saint George, UT 84790 Property Records

Washington County property record for 2436 E 40 N, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,373 sqft · built 1990
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$446,500 (Sep 2021)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SG-CA-1-28`

Property Details

APN / Parcel Number

Primary APN	`SG-CA-1-28`
Alternative APN	`0391378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,373 sqft Living Area
Gross Area	1,415 sqft
1st Floor Area	1,373 sqft
Attic	Attic
Attic Area	800 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Covered Slab
Porch Area	316 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	0391378
Street Address	2436 E 40 N
City	SAINT GEORGE
State	UT
Zip	84790-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	SUBDIVISION: COTTON ACRES 1 (SG) LOT: 28
Legal Subdivision	COTTON ACRES 1
Legal Lot Number	28
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	2
Census Block	2000
Census Tract	271102

Owner

2436 E 40 N is owned and occupied by two individuals who bought it in September 2021.

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2436 E 40 N, SAINT GEORGE, UT 84790-2431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Dec 22, 2016 · Amount on File
Deed Document Number	202159907
Prior Transfer Date	Feb 9, 2009
Prior Transfer Doc	0000006336
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Sep 10, 2021
Property Address	2436 E 40 N, SAINT GEORGE, UT 84790-2431
Document Number	0000059907
Instrument Date	Sep 9, 2021
Instrument	20210059907
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	GT TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2436 E 40 N, SAINT GEORGE, UT 84790-2431

Mortgage

Document Number	0000059920
Date	Sep 10, 2021
Instrument	20210059920

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2436 E 40 N, SAINT GEORGE, UT 84790-2431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EAGLE GATE TTL INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006570
Date	Feb 7, 2020
Instrument	20200006570

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	MESA, AZ 85206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2436 E 40 N was $1,346.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,540 Land $59,400 Building $140,140	$362,800 Land $108,000 Building $254,800
2025	$1,346.00
2023	$1,437.00	$214,830	$390,600 Land $96,000 Building $294,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2436 E 40 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2436 E 40 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless · Fiber in parts of the area	200 / 40
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: CenturyLink, SC Broadband.

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