2511 Whispering Palms Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 2511 Whispering Palms Loop, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,264 sqft · built 1994
Lot Size	1.27 acres (55,476 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Apr 2022)
Tax Bill	$8,833 (2025)
Deeds & Mortgages	Oct 2022 Transfer Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`595-321-49-28`

Property Details

APN / Parcel Number

Primary APN	`595-321-49-28`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	55,476 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2511 WHISPERING PALMS LOOP
City	CHULA VISTA
State	CA
Zip	91915-1401
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC4RP8
Legal Description	LOT 15 US 28PER DOC93-682048&UND INT IN TR 012923
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	012923
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13315

Owner

2511 Whispering Palms Loop, a condominium, is owned by two individuals who acquired it in October 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	237 ROCKWOOD AVE, 227, CALEXICO, CA 92231-2704
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Intrafamily Transfer, Transfer
Apr 19, 2022	Grant Deed, Transfer CALIFORNIA HALL TITLE, CALIFORNIA TITLE
Jun 17, 2020	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Jun 17, 2020
Deed Document Number	2022170897
Last Transfer Date	Oct 3, 2022
Transfer Doc	0000390299
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2022
Property Address	2511 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1401
Document Number	0000390299
Map Reference	MAP 12923
Instrument Date	Oct 3, 2022
Instrument	2022-0390299
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1401

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2022
Property Address	2511 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1401
Document Number	0000170897
Map Reference	DOC 1993-682048
Instrument Date	Apr 11, 2022
Instrument	2022-0170897
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	CALIFORNIA HALL TITLE, CALIFORNIA TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	237 ROCKWOOD AVE # 227, 227, CALEXICO, CA 92231-2704

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2020
Property Address	2511 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1401
Document Number	0000314067
Instrument Date	Jun 12, 2020
Instrument	314067
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2511 WHISPERING PALMS LOOP CHULA VISTA CA 919151401, CHULA VISTA, CA 91915-1401

Mortgage

Document Number	314068
Date	Jun 17, 2020
Instrument	314068

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2511 Whispering Palms Loop was $8,833.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$763,112 (+2%) Land $302,220 Building $460,892
2025	$8,833.00	$748,150 Land $296,295 Building $451,855
2023	$7,954.00 (+332.05%)	$682,000 Land $270,000 Building $412,000
2022	$1,841.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2511 Whispering Palms Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2511 Whispering Palms Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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