San Diego County property record for 2505 Whispering Palms Loop, Chula Vista, CA 91915
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,236 sqft · built 1994 |
| Lot Size | 2.17 acres (94,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $830,000 (May 2023) |
| Tax Bill | $10,184 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-321-50-25 |
| Primary APN | 595-321-50-25 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,236 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Condo/Apartment |
| Lot Area | 94,956 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2505 WHISPERING PALMS LOOP |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91915-1401 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PC4RP8 |
| Legal Description | LOT 16 US 25PER DOC94-096325&UND INT IN TR 012923 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 012923 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13315 |
Source: San Diego County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2505 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on Record |
| Deed Sale | May 9, 2023 · Amount on Record |
| Prior Sale | Jun 9, 1999 · Amount on Record |
| Deed Document Number | 2023120095 |
| Prior Transfer Date | May 22, 2007 |
| Prior Transfer Doc | 0000381005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 9, 2023 |
| Property Address | 2505 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1401 |
| Document Number | 0000120095 |
| Map Reference | MAP 12923 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023-0120095 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2505 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1401 |
| Document Number | 0000120096 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 2023-0120096 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $880,801 (+2%) Land $620,806 Building $259,995 | |
| 2025 | $10,184.00 (+3.65%) | $863,532 (+150.27%) Land $608,634 Building $254,898 |
| 2024 | $9,825.00 (+147.11%) | |
| 2023 | $3,976.00 (+2.9%) Homeowner's exemption | $345,045 Land $105,468 Building $239,577 |
| 2022 | $3,864.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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