2515 Whispering Palms Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 2515 Whispering Palms Loop, Chula Vista, CA 91915

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,236 sqft · built 1994
Lot Size1.27 acres (55,476 sqft)
Owner2 Individual Names on File
Last Sale$188,000 (Dec 1993)
Tax Bill$3,731 (2025)
Flood ZoneZone X (minimal risk)
APN595-321-49-30

Property Details

APN / Parcel Number

Primary APN595-321-49-30

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,236 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCondo/Apartment
Lot Area55,476 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2515 WHISPERING PALMS LOOP
CityCHULA VISTA
StateCA
Zip91915-1401
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePC4RP8
Legal DescriptionLOT 15 US 30PER DOC93-682048&UND INT IN TR 012923
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract012923
Legal Block1
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract13315

Owner

2515 Whispering Palms Loop, a condominium, is owned and occupied by two individuals who bought it in December 1993.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2515 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1401
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 1993 · Amount on File
Deed SaleDec 28, 1993 · Amount on File
Deed Document Number1993878281
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2515 Whispering Palms Loop was $3,731 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$325,895 (+2%) Land $51,990 Building $273,905
2025$3,731.00 Homeowner's exemption$319,506 Land $50,971 Building $268,535
2023$3,538.00 (+2.94%) Homeowner's exemption$307,101 Land $48,993 Building $258,108
2022$3,437.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2515 Whispering Palms Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2515 Whispering Palms Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whispering Palms Loop

Nearby Streets

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