2511 San Clemente Ave, Vista, CA 92084 Property Records

San Diego County property record for 2511 San Clemente Ave, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,287 sqft · built 1998
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$1,780,000 (Dec 2025)
Tax Bill	$15,585 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`178-070-54-00`

Property Details

APN / Parcel Number

Primary APN	`178-070-54-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,287 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	23,522 sqft (0.54 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2511 SAN CLEMENTE AVE
City	VISTA
State	CA
Zip	92084-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	PAR B TR PM17780
Legal Subdivision	PARCEL MAP NO. 17780
Legal Tract	1017780
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	19208

Owner

2511 San Clemente Ave is owned and occupied by an individual who bought it in December 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2511 SAN CLEMENTE AVE, VISTA, CA 92084-5826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 1, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 7, 2024	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Mar 7, 2024 · Amount on File
Deed Document Number	2025338546
Prior Transfer Date	Jul 12, 2024
Prior Transfer Doc	0000207484
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2511 SAN CLEMENTE AVE, VISTA, CA 92084-5826
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 SAN CLEMENTE AVE, VISTA, CA 92084-5826

Mortgage

Document Number	0000306564
Date	Nov 5, 2024
Instrument	2024-0306564

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2025
Property Address	2511 SAN CLEMENTE AVE, VISTA, CA 92084-5826
Document Number	0000338546
Map Reference	FILE 1996-610609
Instrument Date	Nov 1, 2025
Instrument	2025-0338546
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 SAN CLEMENTE AVE, VISTA, CA 92084-5826

Mortgage

Document Number	0000338547
Date	Dec 1, 2025
Instrument	2025-0338547

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 7, 2024
Property Address	2511 SAN CLEMENTE AVE, VISTA, CA 92084-5826
Document Number	0000058003
Map Reference	FILE 1996-0610609
Instrument Date	Feb 14, 2024
Instrument	2024-0058003
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 SAN CLEMENTE AVE, VISTA, CA 92084-5826

Mortgage

Document Number	0000058004
Date	Mar 7, 2024
Instrument	2024-0058004

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 2511 San Clemente Ave was $15,585.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,780,000 (+35.81%) Land $900,000 Building $880,000
2025	$15,585.00	$1,310,700 Land $714,000 Building $596,700
2023	$7,818.00 (+0.23%)	$650,975 Land $288,421 Building $362,554
2022	$7,800.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2511 San Clemente Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2511 San Clemente Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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