2505 San Clemente Ave, Vista, CA 92084 Property Records

San Diego County property record for 2505 San Clemente Ave, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,600 sqft · built 1996
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Trust Names on File
Last Sale	$925,000 (Apr 2018)
Tax Bill	$12,590 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`178-070-50-00`

Property Details

APN / Parcel Number

Primary APN	`178-070-50-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	4,600 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2505 SAN CLEMENTE AVE
City	VISTA
State	CA
Zip	92084-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	PAR B TR PM17630
Legal Subdivision	CITY/VISTA
Legal Tract	17630
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	19208

Owner

2505 San Clemente Ave is owner-occupied and held in a trust since October 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2505 SAN CLEMENTE AVE, VISTA, CA 92084-5826
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Apr 5, 2018	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2018 · Amount on File
Deed Sale	Apr 5, 2018 · Amount on File
Prior Sale	Jan 15, 1999 · Amount on File
Deed Document Number	2018135973
Last Transfer Date	Oct 11, 2024
Transfer Doc	0000275836
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2505 SAN CLEMENTE AVE, VISTA, CA 92084-5826
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 SAN CLEMENTE AVE, VISTA, CA 92084-5826

Mortgage

Document Number	0000049360
Date	Jan 22, 2021
Instrument	2021-0049360

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2018
Property Address	2505 SAN CLEMENTE AVE, VISTA, CA 92084-5826
Document Number	0000135973
Instrument Date	Mar 9, 2018
Instrument	135973
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 SAN CLEMENTE AVE VISTA CA 920845826, VISTA, CA 92084-5826

Mortgage

Document Number	135974
Date	Apr 5, 2018
Instrument	135974

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2505 San Clemente Ave was $12,590.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,073,536 (+2%) Land $649,924 Building $423,612
2025	$12,590.00 Homeowner's exemption	$1,052,487 Land $637,181 Building $415,306
2023	$11,643.00 (+0.25%) Homeowner's exemption	$1,011,620 Land $612,440 Building $399,180
2022	$11,614.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2505 San Clemente Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2505 San Clemente Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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