Oakland County property record for 2511 McDowell St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 704 sqft · built 1949 |
| Lot Size | 0.099 acres (4,312 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Dec 2023) |
| Tax Bill | $4,422 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-26-301-017 |
| Primary APN | 24-25-26-301-017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Basement Area | 696 sqft |
| Finished Basement | 696 sqft |
| Game Room | Game Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,312 sqft (0.099 acres) |
| Lot Dimensions | 105 ft deep x 41 ft wide |
| Deck Area | 56 sqft |
| Patio Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2511 MCDOWELL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 26 FIRST ADD TO EAST URBANREST N 14 FT OF LOT 27, ALL OF LOT 28 & S 2 FT OF LOT 29, ALSO 1/2 OF VAC ALLEY ADJ TO SAME BLK 13 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 26 |
| Legal Subdivision | FIRST ADD |
| Legal Block | 13 |
| Legal Lot Number | 27-29 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 173000 |
2511 McDowell St is owned and occupied by two individuals who bought it in December 2023.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2511 MCDOWELL ST, FERNDALE, MI 48220-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Dec 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Mar 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on File |
| Deed Sale | Dec 27, 2023 · Amount on File |
| Prior Sale | Mar 2, 2021 · Amount on File |
| Deed Document Number | 2023138821 |
| Deed Book / Page | 59081 / 891 |
| Prior Transfer Date | Mar 15, 2011 |
| Prior Transfer Doc | 0000048951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2511 MCDOWELL ST, FERNDALE, MI 48220-1554 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2511 MCDOWELL ST, FERNDALE, MI 48220-1554 |
| Investor | Possibly a Property Investor |
| Document Number | 20260022428 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 60965/146 |
| Instrument | 20260022428 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 27, 2023 |
| Property Address | 2511 MCDOWELL ST, FERNDALE, MI 48220-1554 |
| Document Number | 0000138821 |
| Book / Page | 59081 / 891 |
| Map Reference | LB 4 PG 25 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 138821 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2511 MCDOWELL ST, FERNDALE, MI 48220-1554 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2511 MCDOWELL ST, FERNDALE, MI 48220-1554 |
| Investor | Possibly a Property Investor |
| Document Number | 0059081684 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 59081/684 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 2, 2021 |
| Property Address | 2511 MCDOWELL ST, FERNDALE, MI 48220-1554 |
| Document Number | 0000055515 |
| Book / Page | 55807 / 273 |
| Map Reference | LB 4 PG 25 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 55515 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | PARKS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16193 LOCHERBIE AVE, BEVERLY HILLS, MI 48025-4207 |
| Name | Verified Name |
|---|---|
| Address | 2288 N ISLAND DR, ORTONVILLE, MI 48462-8541 |
| Document Number | 0000059449 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 55834/522 |
| Instrument | 59449 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 2511 McDowell St was $4,422 with a homeowner's exemption, down 2.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Hazel Park City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,422.00 (-2.36%) Homeowner's exemption | $87,060 | $174,120 |
| 2024 | $4,529.00 | ||
| 2023 | $73,840 | $147,680 | |
| 2021 | $1,451.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2511 McDowell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2511 McDowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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