2505 McDowell St, Ferndale, MI 48220 Property Records

Oakland County property record for 2505 McDowell St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 708 sqft · built 1949
Lot Size0.087 acres (3,790 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Jun 2023)
Tax Bill$5,205 (2025)
Deeds & MortgagesJun 2023 Sale
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-26-301-018

Property Details

APN / Parcel Number

Primary APN24-25-26-301-018

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area708 sqft Living Area
1st Floor Area696 sqft
Basement Area696 sqft
Finished Basement696 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,790 sqft (0.087 acres)
Lot Dimensions105 ft deep x 36 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space
Deck Area162 sqft
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2505 MCDOWELL ST
CityFERNDALE
StateMI
Zip48220-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 26 FIRST ADD TO EAST URBANREST LOT 26 & S 11 FT OF LOT 27, ALSO 1/2 OF VAC ALLEY ADJ TO SAME BLK 13
Legal Range11E
Legal Township01N
Legal Section26
Legal SubdivisionFIRST ADD
Legal Block13
Legal Lot Number26-27
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group5
Census Block5005
Census Tract173000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2505 MCDOWELL ST, FERNDALE, MI 48220-1554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Warranty Deed, Transfer
PARKS TITLE
Jan 23, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2023 · Amount on Record
Deed SaleJun 23, 2023 · Amount on Record
Prior SaleJan 23, 2019 · Amount on Record
Deed Document Number202367533
Deed Book / Page58685 / 145
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 23, 2023
Property Address2505 MCDOWELL ST, FERNDALE, MI 48220-1554
Document Number0000067533
Book / Page58685 / 145
Map ReferenceLB 4 PG 25
Instrument DateJun 19, 2023
Instrument67533
Transaction TypeTransfer
Record UpdatedJul 4, 2023
Title CompanyPARKS TITLE

Transaction

AmountAmount Recorded
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address335 MOUNT VERNON AVE, GROSSE POINTE FARMS, MI 48236-3438

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 RISEN STAR CT, HAVRE DE GRACE, MD 21078-2699

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 23, 2019
Property Address2505 MCDOWELL ST, FERNDALE, MI 48220-1554
Document Number0000011484
Book / Page052528 / 000582
Instrument DateJan 11, 2019
Instrument11484
Transaction TypeTransfer
Record UpdatedFeb 5, 2019
Title CompanyVISIONARY TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,060.56
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2505 MCDOWELL ST FERNDALE MI 482201554, FERNDALE, MI 48220-1554

Mortgage

Document Number9848
DateJan 23, 2019
Book Page052520/000577
Instrument9848
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictHazel Park City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,205.00 (-2.46%) Homeowner's exemption$97,920 (+26.95%)$195,840 (+26.95%)
2024$5,336.00 (+43.44%)
2023$77,130 (+15.48%)$154,260 (+15.48%)
2022$3,720.00 (-0.13%) Homeowner's exemption$66,790$133,580
2021$3,725.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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