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2450 McDowell St, Ferndale, MI 48220 Property Records

Oakland County property record for 2450 McDowell St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 870 sqft · built 1941
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Mar 2016)
Tax Bill$4,657 (2025)
Deeds & MortgagesAug 2026 Line of Credit
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-26-308-027

Property Details

APN / Parcel Number

Primary APN24-25-26-308-027

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area870 sqft Living Area
1st Floor Area714 sqft
Basement Area714 sqft
Finished Basement714 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area325 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area77 sqft
Deck Area77 sqft
Patio Area77 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2450 MCDOWELL ST
CityFERNDALE
StateMI
Zip48220-3021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 26 FIRST ADD TO EAST URBANREST LOTS 44, 45 & 46, ALSO W 1/2 OF VAC ALLEY ADJ TO SAME BLK 15
Legal Range11E
Legal Township01N
Legal Section26
Legal SubdivisionFIRST ADD
Legal Block15
Legal Lot Number44-46
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group5
Census Block5020
Census Tract173000

Owner

2450 McDowell St is owned and occupied by an individual who bought it in March 2016.

Source: Oakland County records, as of August 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2450 MCDOWELL ST, FERNDALE, MI 48220-3021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
May 3, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2016 · Amount on File
Deed SaleMar 10, 2016 · Amount on File
Prior SaleSep 30, 2011 · Amount on File
Deed Document Number201641935
Deed Book / Page49134 / 819
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateAug 12, 2026
Property Address2450 MCDOWELL ST, FERNDALE, MI 48220-3021
Document Number0000120126
Book / Page61451 / 752
Instrument DateJul 28, 2026
Instrument2026120126
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2450 MCDOWELL ST, FERNDALE, MI 48220-3021
InvestorPossibly a Property Investor

Mortgage

Document Number0000120126,
DateAug 12, 2026
Book Page61451/752
Instrument2026120126
Lender
NameLENDAGE LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueSep 1, 2036
Interest
Rate6.43%
Max Rate-1%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2450 MCDOWELL ST, FERNDALE, MI 48220-3021
Document Number0000079056
Instrument DateMay 3, 2018
Transaction TypeMortgage
Record UpdatedMay 28, 2018
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2450 MCDOWELL ST FERNDALE MI 482203021, FERNDALE, MI 48220-3021

Mortgage

Document Number0000079056
DateMay 10, 2018
Book Page051802/000272
Instrument79056
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2450 McDowell St was $4,657 with a homeowner's exemption, down 2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictHazel Park City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,657.00 (-2%) Homeowner's exemption$120,080$240,160
2024$4,752.00
2023$105,440$210,880
2021$4,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2450 McDowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2450 McDowell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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