2511 E 99th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 2511 E 99th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,386 sqft · built 1965
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2017)
Tax Bill	$2,974 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-07-401-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-07-401-003.000-018`
Alternative APN	`1714070401003000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	3,110 sqft
1st Floor Area	1,386 sqft
Basement Area	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	215 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2511 E 99TH ST
City	CARMEL
State	IN
Zip	46280-1761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 7, TOWNSHIP 17, RANGE 4, LAKEWOOD GARDENS, SECTION 1, LOT 8
Legal Range	04
Legal Township	17
Legal Section	07
Legal Subdivision	LAKEWOOD GARDENS SECTION 1
Legal Lot Number	8
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1012
Census Tract	111104

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2511 E 99TH ST, CARMEL, IN 46280-1761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Dec 13, 2024	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 23, 2019	Deed of Trust, Mortgage · Closed-End Mortgage BMO HARRIS BANK NA
Aug 8, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Apr 29, 2010 · Amount on Record
Deed Document Number	201738257
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2511 E 99TH ST, CARMEL, IN 46280-1761
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 E 99TH ST, CARMEL, IN 46280-1761

Mortgage

Document Number	0000005711
Date	Feb 12, 2026
Instrument	2026005711

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2511 E 99TH ST, CARMEL, IN 46280-1761
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 E 99TH ST, CARMEL, IN 46280-1761

Mortgage

Document Number	0000047966
Date	Dec 13, 2024
Instrument	2024047966

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2511 E 99TH ST, CARMEL, IN 46280-1761
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045748
Date	Sep 23, 2019
Instrument	2019045748

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2039

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 8, 2017
Property Address	2511 E 99TH ST, CARMEL, IN 46280-1761
Document Number	0000038257
Map Reference	MB2 PG122-123
Instrument Date	Jul 28, 2017
Instrument	2017038257
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 E 99TH ST, CARMEL, IN 46280-1761

Mortgage

Document Number	0000038258
Date	Aug 8, 2017
Instrument	2017038258

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$308,800 (+7.9%) Land $110,600 Building $198,200	$308,800 (+7.9%) Land $110,600 Building $198,200
2024	$2,974.00 (-1.88%)	$286,200 (-4.15%) Land $110,600 Building $175,600	$286,200 (-4.15%) Land $110,600 Building $175,600
2023	$3,031.00 (+12.22%)	$298,600 (+18.92%) Land $110,600 Building $188,000	$298,600 (+18.92%) Land $110,600 Building $188,000
2022	$2,701.00	$251,100 Land $83,500 Building $167,600	$251,100 Land $83,500 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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