2470 E 99th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 2470 E 99th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,560 sqft · built 1954
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Tax Bill	$1,731 (2024)
Deeds & Mortgages	Nov 2024 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-14-07-107-008.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-07-107-008.000-018`
Alternative APN	`1714070107008000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	810 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1954
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	210 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1714070107008000
Street Address	2470 E 99TH ST
City	CARMEL
State	IN
Zip	46280-1760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 7, TOWNSHIP 17, RANGE 4, HOLADAY HILLS & DALES, SECTION 1, LOT 27
Legal Range	04
Legal Township	17
Legal Section	07
Legal Subdivision	HOLADAY HILLS&DALES
Legal Block	1
Legal Lot Number	27
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1020
Census Tract	111104

Owner

2470 E 99th St is owned and occupied by an individual who acquired it in April 1996.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2470 E 99TH ST, CARMEL, IN 46280-1760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Deed of Trust, Mortgage · Line of Credit FORUM CU
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit FORUM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 1996
Deed Sale	Apr 8, 1996
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2470 E 99TH ST, CARMEL, IN 46280-1760
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045108
Date	Nov 25, 2024
Instrument	2024045108

Lender

Name	FORUM CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 24, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2470 E 99TH ST, CARMEL, IN 46280-1760
Document Number	0000049749
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 E 99TH ST INDIANAPOLIS IN 462801760, INDIANAPOLIS, IN 46280-1760

Mortgage

Document Number	0000049749
Date	Oct 22, 2018
Instrument	49749

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 21, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,100 (+7.53%) Land $72,800 Building $141,300	$214,100 (+7.53%) Land $72,800 Building $141,300
2024	$1,731.00 (-53.85%)	$199,100 (-) Land $72,800 Building $126,300	$199,100 (-) Land $72,800 Building $126,300
2023	$3,751.00 (+115.08%)	$199,100 (+3.43%) Land $72,800 Building $126,300	$199,100 (+3.43%) Land $72,800 Building $126,300
2022	$1,744.00	$192,500 Land $58,100 Building $134,400	$192,500 Land $58,100 Building $134,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2470 E 99th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2470 E 99th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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