2515 E 99th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 2515 E 99th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,376 sqft · built 1959
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$181,400 (Jan 2021)
Tax Bill	$4,914 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-07-401-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-07-401-005.000-018`
Alternative APN	`1714070401005000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,376 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	215 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2515 E 99TH ST
City	CARMEL
State	IN
Zip	46280-1761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 7, TOWNSHIP 17, RANGE 4, LAKEWOOD GARDENS, SECTION 1, LOT 10
Legal Range	04
Legal Township	17
Legal Section	07
Legal Subdivision	LAKEWOOD GARDENS SECTION 1
Legal Lot Number	10
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1012
Census Tract	111104

Owner

Source: Hamilton County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8752 CHAMPIONS DR, INDIANAPOLIS, IN 46256-4314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED SAVINGS BANK
Jun 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Sep 14, 2015 · Amount on Record
Deed Document Number	20216604
Prior Transfer Date	Jan 21, 2021
Prior Transfer Doc	0000006604
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2515 E 99TH ST, CARMEL, IN 46280-1761
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086927
Date	Dec 3, 2021
Instrument	2021086927

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Jan 27, 2021
Property Address	2515 E 99TH ST, CARMEL, IN 46280-1761
Document Number	2021006604
Map Reference	MB 2 PG 122&133
Instrument Date	Jan 21, 2021
Instrument	2021006604
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2515 E 99TH ST, CARMEL, IN 46280-1761

Mortgage

Document Number	2021006605
Date	Jan 27, 2021
Instrument	2021006605

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 25, 2020
Property Address	2515 E 99TH ST, CARMEL, IN 46280-1761
Document Number	0000039656
Instrument Date	Jun 24, 2020
Instrument	39656
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2515 E 99TH ST INDIANAPOLIS IN 462801761, INDIANAPOLIS, IN 46280-1761

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,500 (+7.11%) Land $110,600 Building $152,900	$263,500 (+7.11%) Land $110,600 Building $152,900
2024	$4,914.00 (+95.23%)	$246,000 (-3.76%) Land $110,600 Building $135,400	$246,000 (-3.76%) Land $110,600 Building $135,400
2023	$2,517.00 (+17.45%)	$255,600 (+22.24%) Land $110,600 Building $145,000	$255,600 (+22.24%) Land $110,600 Building $145,000
2022	$2,143.00	$209,100 Land $83,500 Building $125,600	$209,100 Land $83,500 Building $125,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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