251 Thomas St, Cornelia, GA 30531 Property Records

Habersham County property record for 251 Thomas St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,095 sqft · built 1932
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Jun 2020)
Tax Bill	$2,012 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114C088`

Property Details

APN / Parcel Number

Primary APN	`114C088`
Alternative APN	`679132`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,095 sqft Heated Area
Gross Area	2,124 sqft
1st Floor Area	1,477 sqft
Upper Floors Area	80 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	450 sqft
Deck Area	117 sqft
Patio Area	117 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	679132
Street Address	251 THOMAS ST
City	CORNELIA
State	GA
Zip	30531-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-172 LT 3 4 DB 1224-726
Legal Subdivision	MOUNTAIN VIEW PARK
Legal Lot Number	3 4
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2045
Census Tract	400

Owner

Source: Habersham County records, as of March 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	251 THOMAS ST, CORNELIA, GA 30531-3639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage CARRINGTON MORTGAGE SERVICES
Jun 30, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Oct 19, 2017	Warranty Deed, Transfer
Oct 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	0001224726
Deed Book / Page	1224 / 726
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	251 THOMAS ST, CORNELIA, GA 30531-3639
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 THOMAS ST, CORNELIA, GA 30531-3639

Mortgage

Document Number	0000001415/0000000222
Date	Nov 5, 2025
Book Page	0000001415/0000000222

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 30, 2020
Property Address	251 THOMAS ST, CORNELIA, GA 30531-3639
Document Number	001224/726
Book / Page	1224 / 726
Instrument Date	Jun 30, 2020
Instrument	2020-001291
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 THOMAS ST, CORNELIA, GA 30531-3639

Mortgage

Document Number	0000001224/0000000728
Date	Jun 30, 2020
Book Page	0000001224/0000000728

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 19, 2017
Property Address	251 THOMAS ST, CORNELIA, GA 30531-3639
Document Number	0001151/73
Book / Page	1151 / 73
Instrument Date	Oct 19, 2017
Instrument	2017-002066
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 CROSS CREEK RD, DEMOREST, GA 30535-5505

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 19, 2017
Property Address	251 THOMAS ST, CORNELIA, GA 30531-3639
Document Number	0001151/74
Book / Page	1151 / 74
Instrument Date	Oct 19, 2017
Instrument	2017-002067
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 CROSS CREEK RD, DEMOREST, GA 30535-5505

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,012.00 (+14.91%)	$77,532 (+14.89%) Land $8,000 Building $69,532	$193,830 (+14.89%) Land $20,000 Building $173,830
2022	$1,751.00	$67,484 Land $8,000 Building $59,484	$168,710 Land $20,000 Building $148,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

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