170 Thomas St, Apt B, Cornelia, GA 30531 Property Records

Habersham County property record for 170 Thomas St, Apt B, Cornelia, GA 30531

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 1,740 sqft · built 2000
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2022)
Tax Bill	$2,081 (2022)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116A153C`

Property Details

APN / Parcel Number

Primary APN	`116A153C`
Alternative APNs	`647561` `684915`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,740 sqft Heated Area
Gross Area	3,121 sqft
1st Floor Area	1,740 sqft
Attic Area	960 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	75 ft deep x 33 ft wide
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	684915
Street Address	170 THOMAS ST APT B, B
City	CORNELIA
State	GA
Zip	30531-3638
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	10-172 UNIT 2 PB 49-10 1323-815
Legal Unit	2
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2050
Census Tract	400

Owner

Source: Habersham County records, as of March 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	170 THOMAS ST APT B, B, CORNELIA, GA 30531-3638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Deed Document Number	0001323815
Deed Book / Page	1323 / 815
Record Updated	Jun 7, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 15, 2022
Property Address	170 THOMAS ST APT B, B, CORNELIA, GA 30531-3638
Document Number	001323/815
Book / Page	1323 / 815
Instrument Date	Nov 15, 2022
Instrument	2022-002941
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 THOMAS ST APT B, B, CORNELIA, GA 30531-3638

Mortgage

Document Number	0000001323/0000000817
Date	Nov 17, 2022
Book Page	0000001323/0000000817
Instrument	2022008245

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 15, 2022
Property Address	170 THOMAS ST, CORNELIA, GA 30531-3638
Document Number	001323/815
Book / Page	1323 / 815
Instrument Date	Nov 15, 2022
Instrument	2022-002941
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 THOMAS ST APT B, B, CORNELIA, GA 30531-3638

Mortgage

Document Number	2022008245
Date	Nov 15, 2022
Instrument	2022008245

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Homeowner's exemption	$80,000 (-0.24%) Land $4,160 Building $75,840	$200,000 (-0.24%) Land $10,400 Building $189,600
2022	$2,081.00	$80,192 Land $4,884 Building $75,308	$200,480 Land $12,210 Building $188,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

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