231 Thomas St, Cornelia, GA 30531 Property Records

Habersham County property record for 231 Thomas St, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,148 sqft · built 1907
Lot Size0.289 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Mar 2017)
Tax Bill$2,079 (2023)
Deeds & MortgagesMay 2017 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN116A161

Property Details

APN / Parcel Number

Primary APN116A161
Alternative APN
  • 673164

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,148 sqft Heated Area
Gross Area3,862 sqft
1st Floor Area2,148 sqft
Attic Area330 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1975
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area12,632 sqft (0.289 acres)
Lot Dimensions130 ft deep x 90 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchFinished/Screened Porch
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number673164
Street Address231 THOMAS ST
CityCORNELIA
StateGA
Zip30531-3658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionMT VIEW PARK PB 65-61 DB 1134-993
Legal SubdivisionMT VIEW
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group2
Census Block2052
Census Tract400

Owner

Source: Habersham County records · APN 116A161

Assessment roll updated July 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address231 THOMAS ST, CORNELIA, GA 30531-3658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL
Mar 08, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 08, 2017 · Amount on Record
Deed SaleMar 08, 2017 · Amount on Record
Prior SaleMar 22, 2013 · Amount on Record
Deed Document Number0001134993
Deed Book / Page1134 / 993
Record UpdatedJun 07, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address231 THOMAS ST, CORNELIA, GA 30531-3658
Transaction TypeMortgage
Record UpdatedJan 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001139/43
DateMay 12, 2017
Book Page1139/43
Lender
NameHOMESTAR FINANCIAL
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateMar 08, 2017
Property Address231 THOMAS ST, CORNELIA, GA 30531-3658
Document Number001134/993
Book / Page1134 / 993
Instrument DateMar 08, 2017
Instrument2017-000411
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 THOMAS ST, CORNELIA, GA 30531-3658

Mortgage

Document Number001134/995
DateMar 13, 2017
Book Page1134/995
Lender
NameHOMESTAR FINANCIAL
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated July 1, 2023 · Last verified March 2024

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,079.00 (+13.73%)$80,120 (+13.73%) Land $9,984 Building $70,136$200,300 (+13.73%) Land $24,960 Building $175,340
2022$1,828.00$70,448 Land $9,984 Building $60,464$176,120 Land $24,960 Building $151,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Habersham Electric Membership
Fiber
1,000 / 1,000
Uniti Group
Cable · DSL
1,000 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Point Broadband Fiber Holding.

Based on FCC filings for 144 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCORNELIA
serves 6,130 people
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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