251 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 251 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	2 ba · 1,752 sqft · built 1899
Lot Size	0.059 acres (2,562 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Sep 2020)
Tax Bill	$1,420 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-002977`

Property Details

APN / Parcel Number

Primary APN	`03-002977`
Alternative APN	`002977`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	3 Stories
Building Area	1,752 sqft Total Area

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Townhouse
Exterior Material	Other
Lot Area	2,562 sqft (0.059 acres)
Lot Dimensions	125 ft deep x 20 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	39 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002977
Street Address	251 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6039
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	LOT 20.5 X 125 251 SUMMIT AVE
Legal Subdivision	WEST SIDE OF SUMMIT AVENUE
Legal Lot Number	251
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	1
Census Block	1003
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

251 Summit Ave, a townhouse, is owned and occupied by an individual who bought it in September 2020.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	251 SUMMIT AVE, HAGERSTOWN, MD 21740-6039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 7, 2018	Grant Deed, Transfer OLDE TOWNE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Book / Page	6377 / 82
Transfer Doc	0000005885
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 29, 2020
Property Address	251 SUMMIT AVE, HAGERSTOWN, MD 21740-6039
Document Number	0063770082
Book / Page	6377 / 82
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MADISON SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 SUMMIT AVE, HAGERSTOWN, MD 21740-6039

Mortgage

Document Number	0000637788
Date	Sep 29, 2020
Instrument	6377/88

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 7, 2018
Property Address	251 SUMMIT AVE, HAGERSTOWN, MD 21740-6039
Document Number	0057430327
Book / Page	005743 / 000327
Instrument Date	May 1, 2018
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	OLDE TOWNE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$94.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 SUMMIT AVE HAGERSTOWN MD 217406039, HAGERSTOWN, MD 21740-6039

Tax Assessment & Valuation

The 2026 property tax bill for 251 Summit Ave was $1,420, up 18.2% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,420.00 (+18.23%)	$155,900 (+18.29%)	$204,100 (+54.86%) Land $15,000 Building $189,100
2025	$1,201.00	$131,800 Land $15,000 Building $116,800	$131,800 Land $15,000 Building $116,800
2023	$960.00	$105,000	$131,800 Land $15,000 Building $116,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 251 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

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