243 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 243 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,264 sqft · built 1914
Lot Size	0.121 acres (5,289 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jul 1993)
Tax Bill	$945 (2026)
Deeds & Mortgages	Oct 2018 Line of Credit Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-012824`

Property Details

APN / Parcel Number

Primary APN	`03-012824`
Alternative APN	`012824`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,264 sqft Total Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,289 sqft (0.121 acres)
Lot Dimensions	129 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	112 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	012824
Street Address	243 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Description	LOT 41X129 243 SUMMIT AVE
Legal Lot Number	243
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	1
Census Block	1003
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 SUMMIT AVE, HAGERSTOWN, MD 21740-6039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Sep 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1993 · Amount on Record
Deed Sale	Jul 30, 1993 · Amount on Record
Deed Book / Page	1105 / 292
Last Transfer Date	Sep 27, 2017
Transfer Doc	0056010117
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	243 SUMMIT AVE, HAGERSTOWN, MD 21740-6039
Document Number	0058600145
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 SUMMIT AVE HAGERSTOWN MD 217406039, HAGERSTOWN, MD 21740-6039

Mortgage

Document Number	0058600145
Date	Oct 26, 2018
Book Page	005860/000145

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 29, 2017
Property Address	243 SUMMIT AVE, HAGERSTOWN, MD 21740-6039
Document Number	0056010117
Book / Page	005601 / 000117
Instrument Date	Sep 27, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 SUMMIT AVE HAGERSTOWN MD 217406039, HAGERSTOWN, MD 21740-6039

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$945.00 (+5.82%) Homeowner's exemption	$148,300 (+9.69%)	$174,500 (+29.07%) Land $25,100 Building $149,400
2025	$893.00 (+11.35%) Homeowner's exemption	$135,200 (+17.91%) Land $25,100 Building $110,100	$135,200 (-) Land $25,100 Building $110,100
2023	$802.00 Homeowner's exemption	$114,667	$135,200 Land $25,100 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

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