249 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 249 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,050 sqft · built 1880
Lot Size	0.055 acres (2,378 sqft)
Owner	Individual Name on File
Last Sale	$71,300 (Apr 2017)
Tax Bill	$1,204 (2026)
Deeds & Mortgages	Apr 2017 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-033228`

Property Details

APN / Parcel Number

Primary APN	`03-033228`
Alternative APN	`033228`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,050 sqft Total Area
Attic	Attic
Attic Area	262 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Metal
Lot Area	2,378 sqft (0.055 acres)
Porch	Slab
Porch Area	227 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	033228
Street Address	249 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6039
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	U
Legal Description	PARCEL B 0.05 ACRES 249 SUMMIT AVE
Legal Subdivision	JOHN MARSHALL & KATHY MARSHALL
Legal Lot Number	B
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	1
Census Block	1003
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

249 Summit Ave, a townhouse, is owned and occupied by an individual who bought it in April 2017.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	249 SUMMIT AVE, HAGERSTOWN, MD 21740-6039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Deed Document Number	20175492-0181
Deed Book / Page	5492 / 181
Prior Transfer Date	Sep 4, 2014
Prior Transfer Doc	0048280033
Record Updated	Oct 29, 2026

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Apr 28, 2017
Property Address	249 SUMMIT AVE, HAGERSTOWN, MD 21740-6039
Document Number	0054920181
Book / Page	5492 / 0181
Map Reference	FO9440
Instrument Date	Apr 27, 2017
Instrument	5492-0181
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 SUMMIT AVE, HAGERSTOWN, MD 21740-6039

Mortgage

Document Number	54920214
Date	Apr 28, 2017
Instrument	5492-0214

Lender

Name	THE DEPARTMENT OF HOUSING AND COMMU
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0054920191
Date	Apr 28, 2017
Book Page	5492/0191
Instrument	5492-0191

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 249 Summit Ave was $1,204, up 11.8% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,204.00 (+11.79%)	$132,133 (+11.79%)	$160,000 (+35.36%) Land $15,000 Building $145,000
2025	$1,077.00 (+15.43%)	$118,200 Land $15,000 Building $103,200	$118,200 Land $15,000 Building $103,200
2024	$933.00 (+17.65%)
2023	$793.00	$86,667	$118,200 Land $15,000 Building $103,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 249 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures