Rhea County property record for 251 Spring Crossing Dr, Spring City, TN 37381
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,667 sqft · built 2022 |
| Lot Size | 0.233 acres (10,157 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,500 (Feb 2020) |
| Tax Bill | $3,589 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072031L A 02000 |
| Primary APN | 072031L A 02000 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,667 sqft Living Area |
| Basement Area | 1,873 sqft |
| Finished Basement | 1,569 sqft |
| Unfinished Basement | 304 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,157 sqft |
| Lot Dimensions | 246 ft deep x 41 ft wide |
| Garage Type | Finished |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 251 SPRING CROSSING DR |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-5804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1; SUBDIVISION: SPRING COVE; BLOCK: 180 |
| Legal Subdivision | SPRING COVE |
| Legal Block | 180 |
| Legal Lot Number | 20 41 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 975000 |
251 Spring Crossing Dr is owned and occupied by an individual who bought it in February 2020.
Source: Rhea County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 251 SPRING CROSSING DR, SPRING CITY, TN 37381-5804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST BANK |
| Nov 20, 2020 | Deed of Trust, Construction Loan · Line of Credit SOUTHEAST BK |
| Feb 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2020 · Amount on File |
| Deed Sale | Feb 3, 2020 · Amount on File |
| Prior Sale | Feb 14, 2007 · Amount on File |
| Deed Document Number | 20000445 |
| Deed Book / Page | 481 / 175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | SPRING CROSSING DR, SPRING CITY, TN 37381 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | TITLE INSURANCE CO OF DAYTON |
| Name | Verified Name |
|---|---|
| Address | 3812 LAKE POINTE DR, KINGSTON, TN 37763-7089 |
| Document Number | 0000016176 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | T683/424 |
| Instrument | 22016176 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | KNOXVILLE, TN 37922 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Recording Date | Nov 20, 2020 |
| Property Address | SPRING CROSSING DR, SPRING CITY, TN 37381 |
| Document Number | 0000004736 |
| Book / Page | 000639 / 000161 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 4736 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3812 LAKE POINTE DR KINGSTON TN 377637089, KINGSTON, TN 37763-7089 |
| Document Number | 0000004736 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 000639/000161 |
| Instrument | 4736 |
| Name | SOUTHEAST BK |
|---|---|
| Type | Bank |
| Address | DAYTON, TN 37321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RHEA TN |
| Recording Date | Feb 3, 2020 |
| Property Address | SPRING CROSSING DR, SPRING CITY, TN 37381 |
| Document Number | 0000000445 |
| Book / Page | 000481 / 000175 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 445 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | CROSSLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $527.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10305 TOPAZ SPRING DR AFFTON MO 631236272, AFFTON, MO 63123-6272 |
| Document Number | 446 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 000622/000246 |
| Instrument | 446 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 2, 2035 |
The 2025 property tax bill for 251 Spring Crossing Dr was $3,589.
Source: Rhea County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,589.00 | $266,100 Land $42,500 Building $223,600 | |
| 2024 | $1,064,400 Land $170,000 Building $894,400 | ||
| 2022 | $35,000 Land $35,000 | $140,000 Land $140,000 | |
| 2021 | $789.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 251 Spring Crossing Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 7 (1990–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 251 Spring Crossing Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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