232 Spring Crossing Dr, Spring City, TN 37381 Property Records

Rhea County property record for 232 Spring Crossing Dr, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	7 ba · 5,425 sqft · built 2011
Lot Size	0.59 acres (25,723 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (May 2020)
Tax Bill	$6,230 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072031L A 01700`

Property Details

APN / Parcel Number

Primary APN	`072031L A 01700`
Alternative APN	`031L A 01700`

Interior

Full Baths	7 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	5,425 sqft Living Area
1st Floor Area	2,395 sqft
Upper Floors Area	750 sqft
Basement Area	2,467 sqft
Finished Basement	2,467 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,723 sqft
Lot Dimensions	209 ft deep x 122 ft wide
Garage Type	Finished
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	602 sqft
Porch	Open Porch
Porch Area	1,702 sqft
Deck Area	217 sqft
Patio Area	306 sqft
Shed	1 Shed
Shed Area	102 sqft
Boat Access	Boat Access
Boat House	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	232 SPRING CROSSING DR
City	SPRING CITY
State	TN
Zip	37381-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: SPRING COVE; BLOCK: 180
Legal Subdivision	SPRING COVE
Legal Block	180
Legal Lot Number	17 122
Jurisdiction	RHEA TN
Township / Civil Division	2
Census Block Group	1
Census Block	1094
Census Tract	975000

Owner

232 Spring Crossing Dr is owned and occupied by an individual who bought it in May 2020.

Source: Rhea County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	232 SPRING CROSSING DR, SPRING CITY, TN 37381-5803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	Oct 24, 2008 · Amount on File
Deed Document Number	20001738
Deed Book / Page	483 / 214
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	May 11, 2020
Property Address	232 SPRING CROSSING DR, SPRING CITY, TN 37381-5803
Document Number	0000001738
Book / Page	000483 / 000214
Instrument Date	May 8, 2020
Instrument	1738
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	LEHMAN TITLE AND ESCROW LLC, LEHMAN TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SPRING CROSSING DR SPRING CITY TN 373815803, SPRING CITY, TN 37381-5803

Mortgage

Document Number	1739
Date	May 11, 2020
Book Page	000627/000364
Instrument	1739

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 10, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 232 Spring Crossing Dr was $6,230.

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,230.00	$461,975 (-) Land $42,500 Building $419,475
2024	$6,230.00	$461,975 Land $42,500 Building $419,475	$1,847,900 Land $170,000 Building $1,677,900
2022		$271,925 Land $43,750 Building $228,175	$1,087,700 Land $175,000 Building $912,700
2021	$6,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Spring Crossing Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	7 (1990–2023)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Spring Crossing Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000