Rhea County property record for 140 Spring Crossing Dr, Spring City, TN 37381
| Property Type | Single Family Home |
|---|---|
| Details | 2.25 ba · 2,455 sqft · built 2025 |
| Lot Size | 0.58 acres (25,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Mar 2021) |
| Tax Bill | $2,550 (2025) |
| Deeds & Mortgages | Oct 2023 Construction Loan Sep 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072031L A 01200 |
| Primary APN | 072031L A 01200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,455 sqft Living Area |
| 1st Floor Area | 2,455 sqft |
| Basement Area | 2,455 sqft |
| Finished Basement | 2,455 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,249 sqft (0.58 acres) |
| Lot Dimensions | 251 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Patio Area | 338 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 140 SPRING CROSSING DR |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1; SUBDIVISION: SPRING COVE; BLOCK: 180 |
| Legal Subdivision | SPRING COVE |
| Legal Block | 180 |
| Legal Lot Number | 12 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 975000 |
140 Spring Crossing Dr is owned by two individuals who bought it in March 2021.
Source: Rhea County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 780 S AINGER RD, CHARLOTTE, MI 48813-8500 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Construction Mortgage SOUTHEAST BANK |
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Mar 12, 2021 | Warranty Deed, Transfer FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on File |
| Deed Sale | Mar 12, 2021 · Amount on File |
| Prior Sale | Apr 20, 2007 · Amount on File |
| Deed Document Number | 20216521 |
| Deed Book / Page | 491 / 583 |
| Transfer Doc | 0366000496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 140 SPRING CROSSING DR, SPRING CITY, TN 37381-5819 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 780 S ALINGER RD, CHARLOTTE, MI 48813-8500 |
| Document Number | 0000020896 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | T699/296 |
| Instrument | 23020896 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37450 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Recording Date | Sep 28, 2026 |
| Property Address | 140 SPRING CROSSING DR, SPRING CITY, TN 37381 |
| Document Number | 0000100908 |
| Book / Page | 2 / 1215 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2026100908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 780 S AINGER RD, CHARLOTTE, MI 48813-8500 |
| Investor | Possibly a Property Investor |
| Document Number | 0000100908, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 2/1215 |
| Instrument | 2026100908 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 110 Months |
| Due | Nov 1, 2035 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RHEA TN |
| Recording Date | Mar 12, 2021 |
| Property Address | 140 SPRING CROSSING DR, SPRING CITY, TN 37381-5819 |
| Document Number | 0000006521 |
| Book / Page | 491 / 583 |
| Map Reference | MB 4 PG 180 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 21006521 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $518.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 780 S AINGER RD, CHARLOTTE, MI 48813-8500 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 140 Spring Crossing Dr was $2,550.
Source: Rhea County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,550.00 | $189,100 Land $42,500 Building $146,600 | |
| 2024 | $756,400 Land $170,000 Building $586,400 | ||
| 2022 | $37,500 Land $37,500 | $150,000 Land $150,000 | |
| 2021 | $846.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 140 Spring Crossing Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 7 (1990–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Spring Crossing Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures