251 Saunders Rd, Troy, NC 27371 Property Records

Montgomery County property record for 251 Saunders Rd, Troy, NC 27371 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,568 sqft Finished Area
Lot Size	149,411 sqft (3.43 acres)
Garage	Carport, 576 sqft
Occupancy	Owner Occupied
Tax Bill	$1,010.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`7527 00 35 2454`
Alternative APN	`48046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,568 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	149,411 sqft (3.43 acres)
Garage Type	Carport Garage
Garage Area	576 sqft Garage
Carport	Carport
Carport Area	576 sqft Carport

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Account Number	48046
Street Address	251 SAUNDERS RD
City	TROY
State	NC
Zip	27371-8367
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DEER RUN EST LOT 12 DEER RUN EST #12
Legal Subdivision	DEER RUN EST
Legal Lot Number	12
Jurisdiction	MONTGOMERY NC
Minor Civil Division	TROY
Census Blockgroup	1
Census Block	1109
Census Tract	960202

Owner

Source: Montgomery County records · APN 7527 00 35 2454

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	251 SAUNDERS RD, TROY, NC 27371-8367
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 1999
Deed Sale	Mar 01, 1999
Deed Book / Page	373 / 262
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	251 SAUNDERS RD, TROY, NC 27371-8367
Transaction Type	Mortgage
Record Updated	Nov 08, 2021
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	886/751
Date	Oct 27, 2021
Book Page	886/751
Instrument	370920

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,010.00	$164,352 (-) Land $19,830 Building $144,522	$164,352 (-) Land $19,830 Building $144,522
2023		$164,352 Land $19,830 Building $144,522	$164,352 Land $19,830 Building $144,522

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.