202 Saunders Rd, Troy, NC 27371 Property Records

Montgomery County property record for 202 Saunders Rd, Troy, NC 27371

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,680 sqft · built 1981
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Nov 2022)
Tax Bill	$302 (2025)
Deeds & Mortgages	Mar 2023 Transfer Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7527 00 25 6725`

Property Details

APN / Parcel Number

Primary APN	`7527 00 25 6725`
Alternative APNs	`1480102` `1486663`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Finished Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,014 sqft (1.24 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Zoned

Location & Zoning

Account Number	1486663
Street Address	202 SAUNDERS RD
City	TROY
State	NC
Zip	27371-8367
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DEER RUN EST LOT 1 DEER RUN EST #1
Legal Subdivision	DEER RUN EST
Legal Lot Number	1
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	1
Census Block	1102
Census Tract	960202

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	588 HALLYBURTON RD, MOUNT GILEAD, NC 27306-8424
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Correction Deed
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 17, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	2022376238
Deed Book / Page	913 / 857
Last Transfer Date	Mar 15, 2023
Transfer Doc	000919/615
Record Updated	Oct 29, 2026

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 15, 2023
Property Address	202 SAUNDERS RD, TROY, NC 27371-8367
Document Number	000919/615
Book / Page	919 / 615
Map Reference	CAB B SL 94
Instrument Date	Mar 15, 2023
Instrument	377462
Record Updated	Mar 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 15, 2022
Property Address	202 SAUNDERS RD, TROY, NC 27371-8367
Document Number	000913/857
Book / Page	913 / 857
Instrument Date	Nov 15, 2022
Instrument	376238
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 HALLYBURTON ROAD, TROY, NC 27371

Mortgage

Document Number	0000376239
Date	Nov 15, 2022
Instrument	376239

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year TN
Max Rate	10.4%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Apr 17, 2018
Property Address	202 SAUNDERS RD, TROY, NC 27371-8367
Document Number	00806/0582
Book / Page	0806 / 0582
Map Reference	MB 10 PG 22
Instrument Date	Apr 12, 2018
Instrument	354269
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 SOUTHMONT RD, 156, MOUNT GILEAD, NC 27306-9473

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 SAUNDERS RD, TROY, NC 27371-8367

Mortgage

Document Number	00806/0585
Date	Apr 17, 2018
Book Page	0806/0585
Instrument	354270

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,261 (-) Land $15,120 Building $34,141	$49,261 (-) Land $15,120 Building $34,141
2025	$302.00	$49,261 (-) Land $15,120 Building $34,141	$49,261 (-) Land $15,120 Building $34,141
2023		$49,261 Land $15,120 Building $34,141	$49,261 Land $15,120 Building $34,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019
Treatment and Procedure	Organic carbon removal Jan 2022
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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