Montgomery County property record for 240 Saunders Rd, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,523 sqft · built 1988 |
| Lot Size | 2.77 acres (120,661 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,000 (Jan 1984) |
| Tax Bill | $1,023 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7527 00 25 7094 |
| Primary APN | 7527 00 25 7094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,523 sqft Finished Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 120,661 sqft (2.77 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Zoned |
| Account Number | 13259 |
|---|---|
| Street Address | 240 SAUNDERS RD |
| City | TROY |
| State | NC |
| Zip | 27371-8367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | DEER RUN LOT 4 DEER RUN EST #4 |
| Legal Subdivision | DEER RUN EST |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 960202 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 240 SAUNDERS RD, TROY, NC 27371-8367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1984 · Amount on Record |
| Deed Sale | Jan 1, 1984 · Amount on Record |
| Deed Book / Page | 213 / 857 |
| Last Transfer Date | Jan 30, 2025 |
| Transfer Doc | 000956/616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 240 SAUNDERS RD, TROY, NC 27371-8367 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000931/164 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 931/164 |
| Instrument | 379868 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,460 (-) Land $21,549 Building $144,911 | $166,460 (-) Land $21,549 Building $144,911 | |
| 2025 | $1,023.00 | $166,460 (-) Land $21,549 Building $144,911 | $166,460 (-) Land $21,549 Building $144,911 |
| 2023 | $166,460 Land $21,549 Building $144,911 | $166,460 Land $21,549 Building $144,911 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2022 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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