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251 Rosebay Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 251 Rosebay Dr, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 927 sqft · built 1970
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on File
Last Sale$1,173,000 (Jul 2021)
Tax Bill$13,852 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jul 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN257-070-28-01

Property Details

APN / Parcel Number

Primary APN257-070-28-01

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area927 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleConventional
Lot Area4,500 sqft (0.103 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address251 ROSEBAY DR
CityENCINITAS
StateCA
Zip92024-3343
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT 28 1/2 INT IN WI EXCLUSIVE USE OF NLY POR OF TR 006490
Legal SubdivisionPACIFIC SERENA
Legal Tract006490
Legal Block2
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17606

Owner

Source: San Diego County records · APN 257-070-28-01

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address251 ROSEBAY DR, ENCINITAS, CA 92024-3343
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 20, 2021Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
BLUEFIRE MTG GROUP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2021 · Amount on Record
Deed SaleJul 20, 2021 · Amount on Record
Prior SaleJan 15, 2010 · Amount on Record
Deed Document Number2021516390
Prior Transfer DateJul 01, 2021
Prior Transfer Doc0000516389
Record UpdatedSep 20, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 20, 2021
Property Address251 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number0000516390
Map ReferenceMAP 6490
Instrument DateJul 14, 2021
Instrument2021-0516390
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 ROSEBAY DR, ENCINITAS, CA 92024-3343

Mortgage

Document Number0000516391
DateJul 20, 2021
Instrument2021-0516391
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 20, 2021
Property Address251 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number0000516389
Map ReferenceMAP 6490
Instrument DateJul 01, 2021
Instrument2021-0516389
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 ROSEBAY DR, ENCINITAS, CA 92024-3343

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address251 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number0000710785
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address251 ROSEBAY DR ENCINITAS CA 920243343, ENCINITAS, CA 92024-3343

Mortgage

Document Number0000710785
DateNov 13, 2020
Instrument710785
Lender
NameBLUEFIRE MTG GROUP
AddressCARLSBAD, CA 92011
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,269,691 (+2%) Land $1,136,553 Building $133,138
2025$13,852.00 (+6.68%) Homeowner's exemption$1,244,796 (+4.04%) Land $1,114,268 Building $130,528
2023$12,985.00 (+1.86%) Homeowner's exemption$1,196,460 Land $1,071,000 Building $125,460
2022$12,748.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 569 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ting FiberFiber2,000 / 2,000
SpectrumCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Cox Communications, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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