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249 Rosebay Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 249 Rosebay Dr, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 1,043 sqft · built 1970
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on File
Last Sale$540,000 (Jun 2006)
Tax Bill$8,406 (2025)
Deeds & MortgagesDec 2019 Mortgage
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN257-070-28-02

Property Details

APN / Parcel Number

Primary APN257-070-28-02

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,043 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleDuplex Single
Lot Area4,500 sqft (0.103 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address249 ROSEBAY DR
CityENCINITAS
StateCA
Zip92024-3343
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT 28 1/2 INT IN WI EXCLUSIVE USE OF SLY POR OF TR 006490
Legal SubdivisionPACIFIC SERENA
Legal Tract006490
Legal Block2
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17606

Owner

Source: San Diego County records · APN 257-070-28-02

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address249 ROSEBAY DR, ENCINITAS, CA 92024-3343
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2019Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
May 10, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2006 · Amount on Record
Deed SaleJun 23, 2006 · Amount on Record
Prior SaleJun 01, 2000 · Amount on Record
Deed Document Number2006446816
Last Transfer DateMay 01, 2019
Transfer Doc0000176016
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address249 ROSEBAY DR, ENCINITAS, CA 92024-3343
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000559612
DateDec 02, 2019
Instrument2019-0559612
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateDec 01, 2024
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5.12%
Index5-Year CMT
Max Rate8.12%

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 10, 2019
Property Address249 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number0000176016
Instrument DateMay 01, 2019
Instrument176016
Transaction TypeTransfer
Record UpdatedMay 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address249 ROSEBAY DR ENCINITAS CA 920243343, ENCINITAS, CA 92024-3343

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$745,695 (+2%) Land $613,285 Building $132,410
2025$8,406.00 (+5.79%) Homeowner's exemption$731,074 (+4.04%) Land $601,260 Building $129,814
2023$7,946.00 (+2.36%) Homeowner's exemption$702,687 Land $577,913 Building $124,774
2022$7,763.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 569 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ting FiberFiber2,000 / 2,000
SpectrumCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Cox Communications, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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