244 Rosebay Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 244 Rosebay Dr, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,149 sqft · built 1975
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Company Names on Record
Last Sale	$1,145,000 (Apr 2023)
Tax Bill	$13,161 (2025)
Deeds & Mortgages	Jan 2024 Transfer Apr 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`257-070-30-02`

Property Details

APN / Parcel Number

Primary APN	`257-070-30-02`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,149 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Duplex Single
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	244 ROSEBAY DR
City	ENCINITAS
State	CA
Zip	92024-3342
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R11
Legal Description	LOT 30 WI EXCLUSIVE USE OF SLY POR&UND 1/2 INT IN TR 006490
Legal Subdivision	PACIFIC SERENA
Legal Tract	006490
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	17606

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 143, CARDIFF BY THE SEA, CA 92007-0143
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Intrafamily Transfer, Transfer
Apr 21, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 23, 2021	Intrafamily Transfer, Transfer
Jan 31, 2017	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Nov 23, 2020	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 23, 2020	Deed of Trust, Mortgage · Reverse Mortgage USDA
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Feb 2, 2006 · Amount on Record
Deed Document Number	2023105339
Last Transfer Date	Jan 9, 2024
Transfer Doc	0000008061
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2024
Property Address	244 ROSEBAY DR, ENCINITAS, CA 92024-3342
Document Number	0000008061
Map Reference	MAP 6490
Instrument Date	Jan 9, 2024
Instrument	2024-0008061
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 143, CARDIFF BY THE SEA, CA 92007-0143

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2023
Property Address	244 ROSEBAY DR, ENCINITAS, CA 92024-3342
Document Number	0000105339
Map Reference	MAP 6490
Instrument Date	Mar 29, 2023
Instrument	2023-0105339
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 143, CARDIFF BY THE SEA, CA 92007-0143

Mortgage

Document Number	0000105340
Date	Apr 21, 2023
Instrument	2023-0105340

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2021
Property Address	244 ROSEBAY DR, ENCINITAS, CA 92024-3342
Document Number	0000804069
Map Reference	MAP 6490
Instrument Date	Nov 9, 2021
Instrument	2021-0804069
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	244 ROSEBAY DR, ENCINITAS, CA 92024-3342

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	244 ROSEBAY DR, ENCINITAS, CA 92024-3342
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049603
Date	Jan 31, 2017
Instrument	2017-0049603

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.73%
Type Change Date	Feb 1, 2018
Change Frequency	Monthly
Index	1-Month LIBOR

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	244 ROSEBAY DR, ENCINITAS, CA 92024-3342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 ROSEBAY DR, ENCINITAS, CA 92024-3342

Mortgage

Document Number	0000743303
Date	Nov 23, 2020
Instrument	2020-0743303

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.08%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	244 ROSEBAY DR, ENCINITAS, CA 92024-3342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 ROSEBAY DR, ENCINITAS, CA 92024-3342

Mortgage

Document Number	0000743304
Date	Nov 23, 2020
Instrument	2020-0743304

Lender

Name	USDA
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.08%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	244 ROSEBAY DR, ENCINITAS, CA 92024-3342
Document Number	0000049604
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 ROSEBAY DR ENCINITAS CA 920243342, ENCINITAS, CA 92024-3342

Mortgage

Document Number	0000049604
Date	Jan 31, 2017
Instrument	49604

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.73%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,215,083 (+2%) Land $1,061,208 Building $153,875
2025	$13,161.00 (+20.81%)	$1,191,258 (+19.13%) Land $1,040,400 Building $150,858
2023	$10,894.00 (+83.22%)	$1,000,000 Land $900,000 Building $100,000
2022	$5,946.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

Nearby Properties on Rosebay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures