St. Louis County property record for 251 Ramsey Ln, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1959 |
| Lot Size | 0.504 acres (21,950 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jul 2023) |
| Tax Bill | $2,728 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23S-34-0141 |
| Primary APN | 23S-34-0141 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 21,950 sqft (0.504 acres) |
| Lot Dimensions | 128 ft deep x 78 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 456 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 251 RAMSEY LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-2 |
| Legal Description | RIES HEIGHTS LOT 79 |
| Legal Subdivision | RIES HEIGHTS |
| Legal Lot Number | 79 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 217923 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 251 RAMSEY LN, BALLWIN, MO 63021-4911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 3, 2020 | Warranty Deed, Transfer US TITLE-MAIN, US TITLE MAIN |
| Apr 19, 2017 | Warranty Deed, Transfer FIRST BK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2023 · Amount on Record |
| Deed Sale | Jul 5, 2023 · Amount on Record |
| Prior Sale | Nov 3, 2020 · Amount on Record |
| Deed Document Number | 202375625 |
| Prior Transfer Date | Sep 9, 2002 |
| Prior Transfer Doc | 0000001226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 251 RAMSEY LN, BALLWIN, MO 63021-4911 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 251 RAMSEY LN, BALLWIN, MO 63021-4911 |
| Document Number | 2025120100577 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025120100577 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 5, 2023 |
| Property Address | 251 RAMSEY LN, BALLWIN, MO 63021-4911 |
| Document Number | 2023070500625 |
| Map Reference | MB 88 PG 13 |
| Instrument Date | Jul 3, 2023 |
| Instrument | 2023070500625 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Title Company | NOT AVAILABLE, PTA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14625 HUNTERS PT, CHESTERFIELD, MO 63017-8003 |
| Name | Verified Name |
|---|---|
| Address | 251 RAMSEY LN, BALLWIN, MO 63021-4911 |
| Document Number | 2023070500626 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 2023070500626 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 3, 2020 |
| Property Address | 251 RAMSEY LN, BALLWIN, MO 63021-4911 |
| Document Number | 0244102524 |
| Book / Page | 24410 / 2524 |
| Map Reference | MB 88 PG 13 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2020110300417 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | US TITLE-MAIN, US TITLE MAIN |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 RAMSEY LN, 251, BALLWIN, MO 63021-4911 |
| Name | Verified Name |
|---|---|
| Address | 251 RAMSEY LN, BALLWIN, MO 63021-4911 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 19, 2017 |
| Property Address | 251 RAMSEY LN, BALLWIN, MO 63021-4911 |
| Document Number | 0224884100 |
| Book / Page | 022488 / 004100 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 813 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | PRESTIGE TITLE, TITLE PTRS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 RAMSEY LN BALLWIN MO 630214911, BALLWIN, MO 63021-4911 |
| Document Number | 224884103 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 022488/004103 |
| Instrument | 814 |
| Name | FIRST BK MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 18, 2047 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,610 (-) Land $26,770 Building $12,840 | $208,500 (-) Land $140,900 Building $67,600 | |
| 2025 | $2,728.00 (+2.48%) | $39,610 (+4.54%) Land $26,770 Building $12,840 | $208,500 (+4.56%) Land $140,900 Building $67,600 |
| 2024 | $2,662.00 (+0.08%) | ||
| 2023 | $2,660.00 (+12.19%) | $37,890 (+19.53%) Land $22,310 Building $15,580 | $199,400 (+19.54%) Land $117,400 Building $82,000 |
| 2022 | $2,371.00 | $31,700 Land $22,310 Building $9,390 | |
| 2021 | $166,800 Land $117,400 Building $49,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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