254 Ramsey Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 254 Ramsey Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,866 sqft · built 1959
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Nov 2018)
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23S-34-0011`

Property Details

APN / Parcel Number

Primary APN	`23S-34-0011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,578 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	54 ft deep x 94 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Patio Area	104 sqft
Shed	1 Shed
Shed Area	220 sqft
Canopy	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	254 RAMSEY LN
City	BALLWIN
State	MO
Zip	63021-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	RIES HEIGHTS LOT 40
Legal Subdivision	RIES HEIGHTS
Legal Lot Number	40
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1016
Census Tract	217923

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	254 RAMSEY LN, BALLWIN, MO 63021-4949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage PEOPLES NAT'L BK
Nov 6, 2018	Warranty Deed, Transfer PEOPLES NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Feb 26, 2015 · Amount on Record
Deed Document Number	2018209
Deed Book / Page	23270 / 1202
Prior Transfer Date	Feb 19, 2015
Prior Transfer Doc	0213961965
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	254 RAMSEY LN, BALLWIN, MO 63021-4949
Document Number	0237404050
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	254 RAMSEY LN BALLWIN MO 630214949, BALLWIN, MO 63021-4949

Mortgage

Document Number	0237404050
Date	Oct 14, 2019
Book Page	023740/004050
Instrument	19

Lender

Name	PEOPLES NAT'L BK
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 6, 2018
Property Address	254 RAMSEY LN, BALLWIN, MO 63021-4949
Document Number	0232701202
Book / Page	023270 / 001202
Instrument Date	Oct 30, 2018
Instrument	209
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	US TITLE-MEHLVILLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	254 RAMSEY LN BALLWIN MO 630214949, BALLWIN, MO 63021-4949

Mortgage

Document Number	232701205
Date	Nov 6, 2018
Book Page	023270/001205
Instrument	210

Lender

Name	PEOPLES NAT'L BK
Type	Bank
Address	MT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,490 (-) Land $22,190 Building $24,300	$244,700 (-) Land $116,800 Building $127,900
2025	$3,196.00 (+1.33%)	$46,490 (+3.4%) Land $22,190 Building $24,300	$244,700 (+3.42%) Land $116,800 Building $127,900
2024	$3,154.00 (+0.1%)
2023	$3,151.00 (+12.66%)	$44,960 (+20.21%) Land $18,510 Building $26,450	$236,600 (+20.22%) Land $97,400 Building $139,200
2022	$2,797.00	$37,400 Land $18,510 Building $18,890
2021			$196,800 Land $97,400 Building $99,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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