248 Ramsey Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 248 Ramsey Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,552 sqft · built 1959
Lot Size	0.335 acres (14,619 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Nov 2025)
Tax Bill	$2,850 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23S-3-4-012-1`

Property Details

APN / Parcel Number

Primary APN	`23S-3-4-012-1`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,008 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,619 sqft (0.335 acres)
Lot Dimensions	170 ft deep x 86 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	248 RAMSEY LN
City	BALLWIN
State	MO
Zip	63021-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	RIES HEIGHTS
Legal Subdivision	RIES HEIGHTS
Legal Lot Number	43
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1016
Census Tract	217923

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	248 RAMSEY LN, BALLWIN, MO 63021-4949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 22, 2025	Warranty Deed, Transfer
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	May 22, 2025 · Amount on Record
Deed Document Number	2025111000123
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 10, 2025
Property Address	248 RAMSEY LN, BALLWIN, MO 63021-4949
Document Number	2025111000123
Map Reference	MB 88 PG 13
Instrument Date	Nov 7, 2025
Instrument	2025111000123
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 RAMSEY LN, BALLWIN, MO 63021-4949

Mortgage

Document Number	2025111000124
Date	Nov 10, 2025
Instrument	2025111000124

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 22, 2025
Property Address	248 RAMSEY LN, BALLWIN, MO 63021-4949
Document Number	2025052200117
Map Reference	MB 88 PG 13
Instrument Date	May 15, 2025
Instrument	2025052200117
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	248 RAMSEY LN, BALLWIN, MO 63021-4949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 RAMSEY LN, BALLWIN, MO 63021-4949

Mortgage

Document Number	0240981551
Date	Jun 18, 2020
Book Page	24098/1551
Instrument	2020061800226

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,920 (+10.67%) Land $22,590 Building $22,330	$236,400 (+10.67%) Land $118,900 Building $117,500
2024	$2,850.00 (+0.07%)	$40,590 (-) Land $18,830 Building $21,760
2023	$2,848.00 (+10.9%)	$40,590 (+18.23%) Land $18,830 Building $21,760	$213,600 (+18.21%) Land $99,100 Building $114,500
2022	$2,568.00	$34,330 Land $18,830 Building $15,500
2021			$180,700 Land $99,100 Building $81,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Ramsey Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures