260 Michigan Ave, Elyria, OH 44035 Property Records

Lorain County property record for 260 Michigan Ave, Elyria, OH 44035 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,360 sqft · built 1962
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$175,600 (Dec 2021)
Tax Bill$3,952 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-25-003-105-013

Property Details

APN / Parcel Number

Primary APN06-25-003-105-013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,360 sqft Living Area
Gross Area1,860 sqft
1st Floor Area1,360 sqft
Basement Area1,360 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions108 ft deep x 68 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area20 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address260 MICHIGAN AVE
CityELYRIA
StateOH
Zip44035-7162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIVERSITY HTS 2 76.46 X 116
Legal SubdivisionUNIVERSITY HTS 2
Legal Tract25
Legal Block105
Legal Lot Number91
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3011
Census Tract71100

Owner

Source: Lorain County records · APN 06-25-003-105-013

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8241 DOW CIR, STRONGSVILLE, OH 44136-1725
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2026Deed of Trust, Mortgage · Construction Mortgage
HUNTINGTON NATIONAL BANK
Dec 28, 2021Fiduciary Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2021 · Amount on Record
Deed SaleDec 28, 2021 · Amount on Record
Prior SaleJul 03, 2013 · Amount on Record
Deed Document Number2021856168
Transfer Doc0000846547
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateJun 03, 2026
Property Address260 MICHIGAN AVE, ELYRIA, OH 44035-7162
Document Number0000098218
Instrument DateMay 26, 2026
Instrument202698218
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyENTERPRISE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 MICHIGAN AVE, ELYRIA, OH 44035-7162

Mortgage

Document Number0000098218,
DateJun 03, 2026
Instrument202698218
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 26, 2056
Interest
Rate6.3%
Max Rate-1%

December 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLORAIN OH
Recording DateDec 28, 2021
Property Address260 MICHIGAN AVE, ELYRIA, OH 44035-7162
Document Number0000856168
Map ReferenceVOL 22 PG 16
Instrument DateDec 28, 2021
Instrument2021-0856168
Transaction TypeTransfer
Record UpdatedJan 07, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8241 DOW CIR, STRONGSVILLE, OH 44136-1761

Mortgage

Document Number0000856169
DateDec 28, 2021
Instrument2021-0856169
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,952.00 Homeowner's exemption$83,930 (+%) Land $11,760 Building $72,170$239,790 (-) Land $33,590 Building $206,200
2024$3,952.00 (+48.8%)$83,927 (+72.18%) Land $11,757 Building $72,170$239,790 (+72.18%) Land $33,590 Building $206,200
2023$2,656.00 (+0.38%)$48,745 (-0.01%) Land $10,255 Building $38,490$139,270 (-) Land $29,300 Building $109,970
2022$2,646.00$48,750 Land $10,260 Building $38,490
2021$139,270 Land $29,300 Building $109,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930711003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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