Hillsborough County property record for 2503 Rustic Oaks Dr, Lutz, FL 33559
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,779 sqft · built 1988 |
| Lot Size | 1.01 acres (44,296 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Dec 2020) |
| Tax Bill | $5,656 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032975-4128 |
| Primary APN | 032975-4128 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,779 sqft Living Area |
| Gross Area | 4,099 sqft |
| 1st Floor Area | 2,228 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 44,296 sqft |
| Lot Dimensions | 359 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 1,066 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0329754128 |
|---|---|
| Street Address | 2503 RUSTIC OAKS DR |
| City | LUTZ |
| State | FL |
| Zip | 33559-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-2 |
| Legal Description | COUNTRY OAKS LOT 14 |
| Legal Range | 19E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | COUNTRY OAKS |
| Legal Tract | 19E |
| Legal Lot Number | 14 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11006 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2503 RUSTIC OAKS DR, LUTZ, FL 33559-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Dec 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on Record |
| Deed Sale | Dec 9, 2020 · Amount on Record |
| Prior Sale | Apr 2, 2012 · Amount on Record |
| Deed Document Number | 2020517581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2503 RUSTIC OAKS DR, LUTZ, FL 33559-4004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0247701090 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 24770/1090 |
| Instrument | 2017083419 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 9, 2020 |
| Property Address | 2503 RUSTIC OAKS DR, LUTZ, FL 33559-4004 |
| Document Number | 0000517581 |
| Map Reference | MB 49 PG 56 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2020517581 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ARROW TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11812 CLARE HILL AVE, 11812, RIVERVIEW, FL 33579-2151 |
| Name | Verified Name |
|---|---|
| Address | 2503 RUSTIC OAKS DR, LUTZ, FL 33559-4004 |
| Document Number | 0000517582 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 2020517582 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,873 (+2.7%) | $535,663 (+3.07%) Land $191,841 Building $343,822 | |
| 2025 | $5,656.00 (+13.17%) Homeowner's exemption | $309,516 (+5.99%) | $519,701 (+22.89%) Land $170,525 Building $349,176 |
| 2023 | $4,998.00 (+4.56%) Homeowner's exemption | $292,032 (+3%) | $422,916 (-9.92%) Land $127,894 Building $295,022 |
| 2022 | $4,780.00 Homeowner's exemption | $283,526 | $469,467 Land $85,262 Building $384,205 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures