2507 Timber Ter, Ada, OK 74820 Property Records

Pontotoc County property record for 2507 Timber Ter, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,545 sqft · built 1977
Lot Size	0.278 acres (12,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2026)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Jun 2005 Mortgage Aug 2015 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17628`

Property Details

APN / Parcel Number

Primary APN	`17628`
Alternative APN	`0600-00-003-002-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,150 sqft (0.278 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	170 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17628
Street Address	2507 TIMBER TER
City	ADA
State	OK
Zip	74820-7256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 3 RAMBLING OAKS
Legal Subdivision	RAMBLING OAKS -ADA SD- SE 35-4-6
Legal Block	3
Legal Lot Number	2
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	4
Census Block	4002
Census Tract	88801

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2507 TIMBER TER, ADA, OK 74820-7256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2005	Deed of Trust, Mortgage CITIZENS BANK OF ADA
Aug 18, 2015	Deed of Trust, Mortgage CITIZENS BANK OF ADA
Apr 29, 2026	Warranty Deed, Transfer · Construction Mortgage CITIZENS BANK OF PA
Apr 29, 2026	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS BANK
Mar 5, 2008	Joint Tenancy Deed, Transfer · Conventional Mortgage CITIZENS BANK OF ADA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Dec 30, 2024 · Amount on Record
Deed Document Number	20262325
Deed Book / Page	4002 / 160
Prior Transfer Date	Mar 5, 2008
Prior Transfer Doc	002253/076
Record Updated	Oct 29, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	2507 TIMBER TER, ADA, OK 74820-7256
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001997/230
Date	Jun 7, 2005
Book Page	1997/230
Instrument	2005-003529

Lender

Name	CITIZENS BANK OF ADA
Address	ADA, OK 74821

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2015

Interest

Rate Type	Adjustable Rate

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	2507 TIMBER TER, ADA, OK 74820-7256
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002958/046
Date	Aug 18, 2015
Book Page	2958/046
Instrument	2015-004416

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74821

Agreement

Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 29, 2026
Property Address	2507 TIMBER TER, ADA, OK 74820-7256
Document Number	0000002325
Book / Page	4002 / 160
Instrument Date	Apr 29, 2026
Instrument	2026.2325
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	HOMERUN TITLE, HOME TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40,147.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2507 TIMBER TER, ADA, OK 74820-7256

Mortgage

Document Number	0000002326,
Date	Apr 29, 2026
Instrument	2026..2326

Lender

Name	CITIZENS BANK OF PA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2027

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 29, 2026
Property Address	2507 TIMBER TER, ADA, OK 74820-7256
Document Number	004002/160
Book / Page	4002 / 160
Instrument Date	Apr 29, 2026
Instrument	20262325
Transaction Type	Construction Loan
Record Updated	Aug 28, 2026
Title Company	AT HOME TITLE, HOME TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40,147.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2507 TIMBER TER, ADA, OK 74820-7256

Mortgage

Document Number	0000002326,
Date	Apr 29, 2026
Instrument	20262326

Lender

Name	CITIZENS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2027

Interest

Max Rate	-1%

March 2008: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	PONTOTOC OK
Recording Date	Mar 5, 2008
Property Address	2507 TIMBER TER, ADA, OK 74820-7256
Document Number	002253/076
Book / Page	2253 / 076
Instrument Date	Mar 5, 2008
Instrument	2008-001327
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15729 COUNTY ROAD 3580, ADA, OK 74820-1323
Investor	Possibly a Property Investor

Mortgage

Document Number	2008001328
Date	Mar 5, 2008
Instrument	2008-001328

Lender

Name	CITIZENS BANK OF ADA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,720 (+3%) Land $3,708 Building $21,012	$206,000 (+3%) Land $30,900 Building $175,100
2025	$2,500.00 (+1.34%)	$24,000 (+25%) Land $3,600 Building $20,400	$200,000 (+25%) Land $30,000 Building $170,000
2024	$2,467.00 (+18.61%)	$19,200 (-4.76%) Land $3,000 Building $16,200	$160,000 (-5.96%) Land $25,000 Building $135,000
2023	$2,080.00	$20,160 Land $3,000 Building $17,160	$170,138 Land $25,000 Building $145,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: BLS Broadband.

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