2431 Timber Ter, Ada, OK 74820 Property Records

Pontotoc County property record for 2431 Timber Ter, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,845 sqft · built 1977
Lot Size	0.278 acres (12,150 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,928 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17630`

Property Details

APN / Parcel Number

Primary APN	`17630`
Alternative APN	`0600-00-003-004-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
1st Floor Area	1,845 sqft
Utility Area	108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	12,150 sqft (0.278 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	357 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	108 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17630
Street Address	2431 TIMBER TER
City	ADA
State	OK
Zip	74820-7254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 3 RAMBLING OAKS
Legal Subdivision	RAMBLING OAKS -ADA SD- SE 35-4-6
Legal Block	3
Legal Lot Number	4
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	4
Census Block	4002
Census Tract	88801

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2431 TIMBER TER, ADA, OK 74820-7254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF ADA
May 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF ADA
Sep 21, 2020	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK OF ADA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 26, 2010
Transfer Doc	002463/190
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	2431 TIMBER TER, ADA, OK 74820-7254
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3560/144
Date	Nov 17, 2021
Book Page	3560/144
Instrument	2021-007094

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	2431 TIMBER TER, ADA, OK 74820-7254
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3506/221
Date	May 24, 2021
Book Page	3506/221
Instrument	2021-003152

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 19, 2022

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	2431 TIMBER TER, ADA, OK 74820-7254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3433/226
Date	Sep 21, 2020
Book Page	3433/226
Instrument	2020-005141

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 16, 2021

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,095 (+3%) Land $2,228 Building $17,867	$167,456 (-13.11%) Land $18,566 Building $148,890
2025	$1,928.00 (+1.31%) Homeowner's exemption	$19,509 (+3%) Land $2,163 Building $17,346	$192,730 (-3.63%) Land $25,000 Building $167,730
2024	$1,903.00 (+6.08%) Homeowner's exemption	$18,941 (+3%) Land $2,100 Building $16,841	$199,999 (+27.55%) Land $17,500 Building $182,499
2023	$1,794.00 Homeowner's exemption	$18,390 Land $2,100 Building $16,290	$156,801 Land $17,500 Building $139,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: BLS Broadband.

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