2506 Timber Ter, Ada, OK 74820 Property Records

Pontotoc County property record for 2506 Timber Ter, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,049 sqft · built 1978
Lot Size	0.278 acres (12,150 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Jan 2020)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17616`

Property Details

APN / Parcel Number

Primary APN	`17616`
Alternative APN	`0600-00-001-003-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,049 sqft Living Area
1st Floor Area	2,049 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,150 sqft (0.278 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Open Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	20 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17616
Street Address	2506 TIMBER TER
City	ADA
State	OK
Zip	74820-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 1 RAMBLING OAKS
Legal Subdivision	RAMBLING OAKS -ADA SD- SE 35-4-6
Legal Block	1
Legal Lot Number	3
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	3
Census Block	3021
Census Tract	88801

Owner

2506 Timber Ter is owned and occupied by two individuals who bought it in January 2020.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2506 TIMBER TER, ADA, OK 74820-7255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK NA
Jan 28, 2020	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK OF ADA
Oct 3, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Oct 14, 2016 · Amount on File
Deed Document Number	2020501
Deed Book / Page	3368 / 185
Prior Transfer Date	Jun 23, 2017
Prior Transfer Doc	003156/129
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	2506 TIMBER TER, ADA, OK 74820-7255
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3559/192
Date	Nov 15, 2021
Book Page	3559/192
Instrument	2021-007045

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	2506 TIMBER TER, ADA, OK 74820-7255
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3161/272
Date	Oct 24, 2017
Book Page	3161/272
Instrument	2017-005677

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2027

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jan 28, 2020
Property Address	2506 TIMBER TER, ADA, OK 74820-7255
Document Number	003368/185
Book / Page	3368 / 185
Instrument Date	Jan 28, 2020
Instrument	2020-000501
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2506 TIMBER TER, ADA, OK 74820-7255

Mortgage

Document Number	2020000502
Date	Jan 28, 2020
Instrument	2020-000502

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Oct 3, 2017
Property Address	2506 TIMBER TER, ADA, OK 74820-7255
Document Number	003156/129
Book / Page	3156 / 129
Instrument Date	Jun 23, 2017
Instrument	2017-005233
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2506 TIMBER TER, ADA, OK 74820-7255

Tax Assessment & Valuation

The 2025 property tax bill for 2506 Timber Ter was $2,688 with a homeowner's exemption, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,344 (+2.01%) Land $4,200 Building $23,144	$227,868 (+2.01%) Land $35,000 Building $192,868
2025	$2,688.00 (+1.32%) Homeowner's exemption	$26,804 (+4.26%) Land $4,200 Building $22,604	$223,371 (-1.72%) Land $35,000 Building $188,371
2024	$2,653.00 (+7.32%) Homeowner's exemption	$25,709 (+3%) Land $3,300 Building $22,409	$227,270 (+9.26%) Land $27,500 Building $199,770
2023	$2,472.00 Homeowner's exemption	$24,960 Land $3,300 Building $21,660	$208,000 Land $27,500 Building $180,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2506 Timber Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2506 Timber Ter is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: BLS Broadband.

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