2506 Ross Rd, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2506 Ross Rd, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,192 sqft · built 2019
Lot Size0.474 acres (20,660 sqft)
OwnerCompany Name on File
Last Sale$410,000 (Sep 2006)
Tax Bill$10,349 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Dec 2019 Transfer
Flood ZoneZone X (minimal risk)
APN024-123-055

Property Details

APN / Parcel Number

Primary APN024-123-055
Alternative APN
  • 024123051

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,192 sqft Living Area
1st Floor Area576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeWood
Lot Area20,660 sqft (0.474 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2506 ROSS RD
CityCAMBRIA
StateCA
Zip93428-5234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionPM 8/85 PARS A&B &CAM PINES M U4 BL 88 LTS61 TO 63
Legal SubdivisionCAMBRIA PINES MANOR UNIT #4
Legal Block88
Legal Lot Number61
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3041
Census Tract10403

Owner

2506 Ross Rd is owned by a company that acquired it in June 2024 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address2506 ROSS RD, CAMBRIA, CA 93428-5234
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2019Deed of Trust, Mortgage · Line of Credit
PACIFIC PREMIER BANK
Dec 18, 2019Quit Claim Deed, Transfer
PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2006 · Amount on File
Deed SaleSep 19, 2006 · Amount on File
Deed Document Number200666300
Last Transfer DateJun 12, 2024
Transfer Doc0000016439
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2506 ROSS RD, CAMBRIA, CA 93428-5234
Transaction TypeMortgage
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041520
DateSep 30, 2019
Instrument2019041520
Lender
NamePACIFIC PREMIER BANK
TypeBank
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 18, 2019
Property Address2506 ROSS RD, CAMBRIA, CA 93428-5234
Document Number0000056855
Instrument DateDec 18, 2019
Instrument56855
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyPUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2506 ROSS RD CAMBRIA CA 934285234, CAMBRIA, CA 93428-5234

Tax Assessment & Valuation

The 2025 property tax bill for 2506 Ross Rd was $10,349 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$974,825 (+2%) Land $530,792 Building $444,033
2025$10,349.00 Homeowner's exemption$955,712 Land $520,385 Building $435,327
2023$9,944.00 (+2%) Homeowner's exemption$918,603 Land $500,179 Building $418,424
2022$9,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2506 Ross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2506 Ross Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ross Rd

Nearby Streets

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