2500 Whispering Palms Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 2500 Whispering Palms Loop, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,236 sqft · built 1994
Lot Size	2.17 acres (94,956 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Nov 2008)
Tax Bill	$5,274 (2025)
Deeds & Mortgages	Jan 2023 Transfer Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`595-321-50-22`

Property Details

APN / Parcel Number

Primary APN	`595-321-50-22`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,236 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	94,956 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2500 WHISPERING PALMS LOOP
City	CHULA VISTA
State	CA
Zip	91915-1402
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC4RP8
Legal Description	LOT 16 US 22PER DOC94-096325&UND INT IN TR 012923
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	012923
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	13315

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2500 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widower

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Intrafamily Transfer, Transfer
Dec 30, 2022	Intrafamily Transfer, Transfer
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2008 · Amount on Record
Deed Sale	Nov 10, 2008 · Amount on Record
Prior Sale	Oct 17, 2008 · Amount on Record
Deed Document Number	2008585764
Prior Transfer Date	Feb 15, 2008
Prior Transfer Doc	0000542134
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2023
Property Address	2500 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1402
Document Number	0000014473
Map Reference	FILE 1994-0096325
Instrument Date	Jan 11, 2023
Instrument	2023-0014473
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2500 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1402

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2022
Property Address	2500 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1402
Document Number	0000483048
Map Reference	MAP 11923
Instrument Date	Oct 15, 2022
Instrument	2022-0483048
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1402

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2500 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1402

Mortgage

Document Number	0000735743
Date	Nov 19, 2020
Instrument	2020-0735743

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,142 (+2%) Land $144,477 Building $308,665
2025	$5,274.00 (+7.11%)	$444,258 (+4.04%) Land $141,645 Building $302,613
2023	$4,924.00 (+2.9%) Homeowner's exemption	$427,009 Land $136,146 Building $290,863
2022	$4,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Whispering Palms Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures