2505 Talking Rocks Rd, Reeds Spring, MO 65737 Property Records

Stone County property record for 2505 Talking Rocks Rd, Reeds Spring, MO 65737

Property Summary

Property Type	Single Family Home
Details	1,128 sqft · built 2002
Lot Size	0.681 acres (29,661 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jan 2015)
Tax Bill	$1,402 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-7.0-36-001-004-001.004`

Property Details

APN / Parcel Number

Primary APN	`11-7.0-36-001-004-001.004`

Interior

Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,042 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,661 sqft (0.681 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2505 TALKING ROCKS RD
City	REEDS SPRING
State	MO
Zip	65737-8817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WHISPERING HEIGHTS LOT 5
Legal Range	23
Legal Township	23
Legal Section	36
Legal Subdivision	WHISPERING HEIGHTS
Legal Block	4
Legal Lot Number	5
Jurisdiction	STONE MO
Township / Civil Division	RUTH C
Census Block Group	2
Census Block	2008
Census Tract	90603

Owner

Source: Stone County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2505 TALKING ROCKS RD, REEDS SPRING, MO 65737-8817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015 · Amount on Record
Deed Sale	Jan 21, 2015 · Amount on Record
Prior Sale	Mar 19, 2010 · Amount on Record
Deed Document Number	2015994
Prior Transfer Date	Jan 12, 2015
Prior Transfer Doc	0000000994
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jul 27, 2026
Property Address	2505 TALKING ROCKS RD, REEDS SPRING, MO 65737-8817
Document Number	0000008823
Instrument Date	Jul 24, 2026
Instrument	20268823
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 TALKING ROCKS RD, REEDS SPRING, MO 65737-8817

Mortgage

Document Number	0000008824,
Date	Jul 27, 2026
Instrument	20268824

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	2505 TALKING ROCKS RD, BRANSON WEST, MO 65737-8817
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 TALKING ROCKS RD, BRANSON WEST, MO 65737-8817

Mortgage

Document Number	202200014891
Date	Oct 25, 2022
Instrument	202200014891

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	2505 TALKING ROCKS RD, BRANSON WEST, MO 65737-8817
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002371
Date	Feb 17, 2021
Instrument	202100002371

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,402.00	$28,630 (-)	$150,700 (-) Land $12,700 Building $138,000
2024	$1,402.00 (+0.14%)
2023	$1,400.00	$28,630	$150,700 Land $12,700 Building $138,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STARRLITE VILLAGE 4TH ADDITION private · serves 55 people · EPA ID MO5258070
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OCWC LANTERN BAY
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Optimum Cable	500 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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